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encrypt data before transferring it to the cloud or encrypt it after it is stored in the cloud?

Should you encrypt data before transferring it to the cloud or encrypt it after it is stored in the cloud? Explain your answer.

Fully address the questions in this discussion; provide valid rationale or a citation for your choices;

require 700 words

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After going through the past literature, you will develop a clear idea of the gap in the area

Finalization of title and research questions

After going through the past literature, you will develop a clear idea of the gap in the area of your selected topic. Explore this gap and find a suitable title for your chosen research topic. Please note that you are naming your research, earlier it was just broad topic. Draft research questions can be tweaked or improved with the gained knowledge from literature review. The title and the research questions can be finalized with strong logic provided by supportive literature. At this stage, you are expected to finalize the title and the research objectives.

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Sexual Harassment tutorial, which is found in the lecture. After viewing the Sexual Harassment tutorial

Review the Sexual Harassment tutorial, which is found in the lecture. After viewing the Sexual Harassment tutorial, completing the reading, and reviewing the lecture notes in conjunction with the CO, answer the following questions about the tutorial scenario and facts.

Based upon the scenario, You will prepare a 5-8 slide PowerPoint presentation with voice over. Include the following in your presentation; 

  • Does the employee have a legally viable claim for quid pro quo sexual harassment and/or hostile environment sexual harassment? What is the likely outcome?
  • Analyze the legal factors for the potential claim(s) in the context of the employee pursuing legal action against the employer.
  • Let’s shift gears. Using the same scenario, assume that you are in the HR Department of your organization, and that you were just presented with the scenario as an example used to explore policies and procedures that will avoid sexual harassment liability. Your boss has asked you to make preliminary suggestions (which will be presented to the legal counsel) regarding sexual harassment protocol that will avoid potential liability. What would your top five suggestions be and why?

Your PowerPoint presentation should be narrated This is an individual assignment. 

APA standards are required to be followed for this presentation

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Calculate the accumulated value after ten years of payments of $2000.00 made at the end of each month if interest is 4% compounded semi-annually.

WWW.YORKVILLEU.CA

BUSI1003 – Business Mathematics

Winter 2020

Assignment 5

UNIT 9 & 10

Rules:

· The answered assignment should be in an MS word file format.

· The assignment should be submitted electronically by the above due date.

· No hard copies of the assignment will be accepted.

· Ensure that your COMPLETE final answer is clearly written in the box provided.

· Ensure that your process is clearly shown and logical. Unclear or vague workout will result in deduction of marks

4 decimal places for workout process and answers except for answers in dollars. Answers in dollars must be in 2 decimal places. All decimal places require in-class discussed rounding procedure

Instructor: Shimaa ElSherif Student Name:_______________ Student No:______________ Assignment 5

Question #:_______1_______(5 Marks)

FINAL ANSWER:

Calculate the accumulated value after ten years of payments of $2000.00 made at the end of each month if interest is 4% compounded semi-annually.

Assignment 5

Question #:_______2_______(5 Marks)

FINAL ANSWER:

What is the principal from which $279.00 can be withdrawn at the end of each month for 17.5 years if interest is 5.44% compounded quarterly?

Assignment 5

Question #:_______3_______(10 Marks)

FINAL ANSWER:

For her daughter’s university education, Carla Hackl has invested an inheritance in a fund paying 9.2% compounded quarterly. If ordinary annuity payments of $5750.00 per month are to be made out of the fund for 6 years and the annuity begins 7.75 years from now, how much was the inheritance?

Assignment 5

Question #:_____4_________(10 Marks)

FINAL ANSWER:

Calculate the amount of money that must be deposited at the end of every three months into an account paying 6% compounded monthly to accumulate to $15 500.00 in ten years?

Assignment 5

Question #:_______5_______(10 Marks)

FINAL ANSWER:

Sabrina deposits 5300.00 into a savings account at the end of each month for five years. If the accumulated value of the deposits is $20 000.00 and interest is compounded semi-annually, calculate the nominal rate of interest

Assignment 5

Question #:_______6_______(10 Marks)

FINAL ANSWER:

Hector makes payments of $2500.00 into an RRSP at the beginning of every six months starting today for 33 years. If the interest rate is 8% compounded semi-annually, calculate the accumulated value.

Assignment 5

Question #:_______7_______(10 Marks)

FINAL ANSWER:

Beverley intends to retire in 7.25 years and would like to receive $2700.00 every month for 12.25 years starting on the date of her retirement. How much must she deposit in an account today if interest is 11.36% compounded annually?

Assignment 5

Question #:_______8_______(10 Marks)

FINAL ANSWER:

What monthly lease payment due in advance should be charged for a tract of land valued at $135 000 if the agreed interest is 8.15% compounded semi-annually?

Assignment 5

Question #:_____9_________(10 Marks)

FINAL ANSWER: a)

b)

A contractor’s price for a new building was $85 500.00. Stampede Inc., the buyers of the building, paid $14 000.00 down and financed the balance by making equal payments at the end of every six months for 15 years. Interest is 12% compounded semi-annually.

a) What is the size of the semi-annual payment?

b) How much will Stampede Inc. owe after 6 years?

Assignment 5

Question #:_____9 continued_________(10 Marks)

FINAL ANSWER: C)

d)

c) What is the total cost of the building for Stampede Inc.?

d) What is the total interest included in the payments?

Assignment 5

Question #:_____10_________(10 Marks) Instructor: Shimaa ElSherif Student

FINAL ANSWER: a)

b)

Tom receives pension payments of $6000.00 at the end of every six months from a retirement fund of $90 000.00. The fund earns 8.00% compounded semi-annually.

a) How many payments will Tom receive?

b) What is the size of the final pension payment?

Assignment 5

Question #:_____11_________(10 Marks)

FINAL ANSWER: a)

b)

15) Duguid and Partners bought a property valued at $87 300.00 for $17 000.00 down and a mortgage amortized over 17 years. The firm makes equal payments due at the end of every three months. Interest on the mortgage is 6.85% compounded annually and the mortgage is renewable after five years.

a) What is the size of each quarterly payment?

b) What is the outstanding principal at the end of the five-year term?

Assignment 5

Question #:_____11 continued_________(10 Marks)

c) What is the cost of the mortgage for the first five years?

d) If the mortgage is renewed for a further five years at 7.17% compounded semi-annually, what will be the size of each quarterly payment?

FINAL ANSWER: c)

d)

BUSI 1003: Math for Business – Assignment/Project Submission form ROUND to 2 Decimal places for all answers with units of money

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On the company page that you selected click on the “Analysis” tab. After doing so, scroll down the page until you see the Financial ratios for the company and the industry.

1.  On the company page that you selected click on the “Analysis” tab. After doing so, scroll down the page until you see the Financial ratios for the company and the industry.

The company that I chose was Macys, Inc. [NYSE: M]

2.  There are several categories listed for ratios. Select one “Financial Condition Ratio” and one “Management Efficiency Ratio”.

Financial Ratio         Maceys          Industry

Debt/Equity Ratio   .78                     .76 

Current Ratio            1.28                  1.14

Book Value/Share   19.60               1.33

Management Ratio      Maceys          Industry

Return on Equity%       16.15              13.78

Return on Assets%       4.41                  6.64

Inventory Turnover     2.91                   6.11

3.  Also on the company page, on the same ribbon that you found the “Analysis” tab you will find the “Related” tab. Click on it and select a competitive company within that industry and compare those ratios to the ones you just found.

I chose Target [NYSE: TGT]

Financial Ratio         Target          Industry

Debt/Equity Ratio   .91                     .76 

Current Ratio             .83                    1.14

Book Value/Share   22.79               1.33

Management Ratio      Target           Industry

Return on Equity%       28.61              14.06

Return on Assets%       7.41                  6.64

Inventory Turnover     5.89                 6.11

Examine your findings and determine whether your company outperforms its competition based on financial ratios.  Identify where your firm seems to lag. Describe how your firm compares with the industry and speculate as to why you believe your firm is performing as it is.

Both Macy’s and Target do better overall than the industry.  For both their Book Value/Share is much greater than the industry average, which was interesting to me.  I would think this is because the brands (Macy’s and Target) are of higher class than other competitors, like Walmart.  

Respond too…

Examine your findings and determine whether your company outperforms its competition based on financial ratios.  Identify where your firm seems to lag. Describe how your firm compares with the industry and speculate as to why you believe your firm is performing as it is.

The company I chose is Paccar Inc. The financial condition ratio I chose is debt/equity ratio, the company has -1,000 compared to the industry at .66. Efficiency ratios “measure the effectiveness and intensity of the firm’s management of its resources” (Byrd, Hickman, & McPherson, 2013). Efficiency ratios include inventory turnover, days sales outstanding, and asset turnover. This company did not list any efficiency ratios so I calculated their asset turnover. Asset turn over is revenues divided by total assets. Paccar has assets in 2019 of 7,628.70 and revenue of 25,599.70 for a ratio of 3.36. The comparison company I chose is Caterpillar Inc (CAT). They had a debt/equity ratio of 1.8 compared to the industry’s .66. Their total assets for 2019 is $39,193, and revenue of 53,800, which is a ratio of 1.37. Asset turn over tells how efficiently a company is using their assets to generate revenue (Hayes, 2019). The higher the ratio, the more efficient the company is. Therefore CAT is operating less efficiently than Paccar is. I’m unable to compare to the industry since they did not report the industry’s ratio. Paccar is doing better compared to CAT with their debt/equity ratio. This ratio tells how well a company is financing their operations through owned funds (Hayes, 2019).  CAT is well above the industry ratio, and Paccar appears to be very under. Their ratio is -1000 because they did not report any liabilities, any long term debt, or capital lease obligations in 2019.  

Byrd, J., Hickman, K., & McPherson, M. (2013). Managerial finance [Electronic version]. Retrieved from https://content.ashford.edu/ (Links to an external site.)

Hayes, A. (2019). Asset turnover ratio definition. Investopedia. Retrieved from https://www.investopedia.com/terms/a/assetturnover.asp (Links to an external site.)

Hayes, A. (2019). Debt-to-equity ratio- D/E. Investopedia. Retrieved from https://www.investopedia.com/terms/d/debtequityratio.asp

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Marx’s ideas have experienced a bit of a renaissance after the end of the Cold War

Paper instructions

Below you will find some questions to help guide you in your second section essay. Remember, the essay functions as both a personal reflection and an analysis on the material covered. The idea is to demonstrate that you have understood important aspects of the material. There is not any one particular way to approach the assignment beyond making sure that it is coherent (meaning in essay format), relates to the readings for the week, and should be, at a minimum, four pages in length.Potential Ideas for Section Essay #21. Underlying Marx’s critique of the capitalist mode of production, we find some assumptions (some of which are explicit- think “species-being”) about human nature. After reading through his work, do you agree or disagree with his depiction of a “human”? Is alienation possible and if so, is it a universal experience? Why or why not?2. Marx’s ideas have experienced a bit of a renaissance after the end of the Cold War, especially in the context of the global economic crisis (see this article here) . There have been an explosion in publications with titles like “Why Marx was Right”, which attempt to view our current economic problems through the lenses of Marx’s critique. After reading some of his work, do you think Marx’s ideas and theories are still relevant today?3. Marx argued that the ideas of the ruling class are the ideas of society, a notion that potentially runs against Durkheim’s notion of “collective consciousness.” Which perspective do you think is more valuable for explaining dominant beliefs? Are the two perspectives compatible? Why or why not?4. Bourdieu’s distinctions between different types of capital highlight the ways in which we often view our lives in economic terms, but are also frequently limited by that view. Which perspective do you find the most compelling or powerful: that of the economic view, or that of the social? What role has social and cultural capital played in your life? Is it something you’ve considered in the past? Do you find that Bourdieu’s explanation provides insight into your own personal experiences? Why or why not?If none of the ideas above strike your fancy and you are having difficulty determining what to write about, consider the following:1. Was there something important in the reading/theoretical position that you strongly disagree with? If so, that disagreement may be a suitable topic for the essay.2. Do you think the theory(s) proposed by Marx or Bourdieu have continued or contemporary relevance? If so, how might that be demonstrated? If not, what evidence do you have to support your argument? Either position might be a suitable topic for the essay.3. Did you find one reading more compelling than the others? Why is that? Perhaps you should direct your focus of the essay to that specific reading.4. Have you identified any inconsistencies in the readings which may influence the value of the ideas within? If so, what are they and what implications do these inconsistencies have? This may also serve as the basis for the essay.5. Do you have an alternative explanation for any of the theories posed? If so, what is it? How would you defend your own theory?6. Do you think that adopting the theoretical perspective(s) from this section would help to give us a better understanding of a different field? For instance, does Marx’s theory of alienation and production give us a new way to look at mental health? Does Bourdieu’s theories regarding the taste and social class help us to understand the problems of gender in the workplace (e.g. the glass ceiling; unequal pay)?