When you become stressed, anxious, or overwhelmed in your life, what do you do and where do you go to address the feeling? How do you take care of yourself?
The same calming behaviors that you employ now, as a student or simply as a human being, can translate into self-care behaviors you use as a social worker. The term self-care applies to any activities you engage in to rejuvenate your mental, physical, spiritual, or emotional well-being. Because of the demands of the profession, it is important to think about the tools you will use to remain present for your clients—without succumbing to burnout. Self-care reinforces the old adage that you can only care for others if you also care for yourself.
In this Discussion, you explore self-care strategies to incorporate into your practice in order to alleviate burnout.
By Day 3
Post:
Identify one to two self-care activities that you would find relaxing for each of the following five senses. Make this your personal set of self-care activities:
Sight: Choose something that you would watch or view (e.g., watching a sunset or seeing your children play in the yard).
Hear: Choose an activity that incorporates sounds (e.g., listening to your favorite music or hearing the crickets at night).
Taste: Choose a food or drink that is soothing (e.g., drinking a cup of herbal tea or your favorite smoothie); however, make sure this activity does not include something unhealthy (e.g., smoking, drinking alcohol).
Touch: Choose a comforting physical sensation (e.g., wearing your favorite sweater or putting on a cozy pair of slippers).
Smell: Choose an aroma that calms you (e.g., smelling a scented candle or freshly mowed grass).
Describe how you will make time in your schedule to incorporate at least two of the above self-care activities.
You can set aside just 15 minutes in your day; it doesn’t have to be a large commitment. Try to be specific about when you could make time for yourself
GEOGRAPHY PROJECT PLAN INSTRUCTIONS OVERVIEW The Geography Project Plan is a research paper and a capstone assignment whereby you will apply geographic and research skills toward solving a real problem.INSTRUCTIONS . The project must be feasible in scale and scope for a student’s time and budget. Choose a specific location rather than a grand scale project like ending world hunger. Your plan must be 1,000–1,250 words, use Times New Roman 12-point font with 1-inch margins, include a cover page, the required sections (shown below), a reference page, a map, and a realistic budget. Cite at least five scholarly sources (other than Scripture, the textbook, and Wikipedia) in current APA format.The project can have an environmental focus, e.g., access to clean drinking water; preserving natural habitats; reducing air and water pollution; or dealing with the aftermath of natural disasters like floods, tsunamis, and earthquakes. Many students choose humanitarian projects focused on health, education, and financial needs, e.g., educating illiterate populations; helping start businesses; feeding the malnourished; or resourcing underserved schools, health clinics, hospitals, or orphanages. Your project may be as simple as building a wheelchair ramp for your neighbor or building a new playground at your church. The project may expand upon an existing service, but you must identify what services currently exist and how the services may be expanded based on your contribution. You must include realisitic materials, transportation, labor, and other associated costs. For example, is there a need for additional homeless shelters? If shelters exist, where are they located and what populations do they serve? Is there a need for shelters to safely house families, or just women and children? How much would it cost to erect and operate a homeless shelter for the number of clients that you are proposing? Step 1: State the objective (what will be accomplished) and location of the project, e.g., “I will provide clean drinking water to the rural population in Nimba, Liberia by digging three wells.” Then give a brief explanation based on your initial research for why this project is needed. Step 2: Research, analyze, and describe the problem through a geographic lens. Consider the terms and concepts in the textbook and the five main themes of geography. Step 3: Describe a feasible course of action to solve the problem. The paper must explain the who, what, why, and where of this project. In the end, this paper is about the proposed solution, or Project Plan. Step 4: List and describe the detailed costs of the project (i.e. materials, transportation, labor, etc.) Step 5: Utilize and bold highlight at least five geographic terms from the text. Step 6: Incorporate the five main themes of geography into their required section headings.Use the following 10 required main sections when writing your paper. You may include subheadings as needed.GEOG 200Page 2 of 3I. IntroductionII. General Overview and RationaleIII. Region RelevanceIV. Location RelevanceV. Place RelevanceVI. Movement RelevanceVII. Human-Environmental Interaction RelevanceVIII BudgetIX. SummaryX. ReferencesHINT: The CIA World Factbook is a helpful place to begin when studying another country.Start by describing and analyzing the significance of location. Is the problem unique to a specific location or region? Why or why not? Describing the location of a low income rural town relative to regions of industry or agriculture can be revealing. Is the location a conurbation, technopole, forward capital, or primate city?Follow with a regional analysis that might include physiography (climate, terrain, bodies of water, flora and fauna), culture, population data (demographics), the economy, political geography, urban development, industrialization, and agriculture. How would you characterize the people, i.e., their culture, lifestyle and beliefs? How do language, gender, religion, and cultural traditions and values affect the project? Are the people part of a shatterbelt? Think about the sectors of the economy and development. Is the area you are addressing a periphery, semi-periphery, or core state, and how does that help or hinder the solution to the problem? Are the people subsistence farmers? Describe the population. Analyze the population distribution and density. Is it a floating population? Look at demographics like the birth rate, infant mortality rate, overall longevity, ratio of physicians to population, per capita income, average years of education or illiteracy, and the dependency ratio. What do those statistics indicate regarding the problem to be solved?Movement, or connectivity, is often a key component in any geographic analysis. Will you move people, goods, or information? How will you do that? What are the challenges of movement? Can you hand out brochures or a Bible if the people receiving them are illiterate? Do they have access to the internet? Is there adequate transportation infrastructure to move people and goods? Are roads improved or unimproved? Is there access to public transportation? Analyze physiography as it relates to movement. Think about transferability of goods, distance decay, or the movement of people through immigration or emigration.Study the cultural landscape and develop a sense of place. This can add insight to the culture and the economy. Can the type of places of worship indicate cultural or ethnic diversity in a location? Where is the nearest hospital or college? Do most people live in single-family homes, or do most residents rent? Can the number of traffic lights in a town indicate size?Consider the cause and effect of human interaction with the natural environment as it relates to your project. It may be as simple as studying the general climate and the seasonal effect on GEOG 200Page 3 of 3activities and services. Do the people contend with devastating drought, earthquakes, tsunamis, or hurricanes? Have people permanently altered the natural landscape through deforestation or the construction of dams, levees, or canals?Note: Your assignment will be checked for originality via the Turnitin plagiarism tool.GEOG 200Page 3 of 3activities and services. Do the people contend with devastating drought, earthquakes, tsunamis, or hurricanes? Have people permanently altered the natural landscape through deforestation or the construction of dams, levees, or canals?
Select a company of your choice and obtain their latest annual report (this can be one you work for, are familiar with or one you have an interest in). Ensure your chosen company will enable you to meet all of the criteria below. There are lots of companies to choose from and normally their annual reports are available easily from the company’s web site. if you are struggling for a suitable company, just have a look at the Financial Times (either hard copy or on the web) where you will see a comprehensive list of company names that are listed on the FTSE, this would be a good starting point. Using your chosen company, you are required to: Explain the key sources of finance for your company. For example what is the mix of share capital and long term loans, does this company appear to be risky from a gearing point of view? (350-500 words) Identify the key elements of working capital and discuss any particular strengths or weaknesses which you feel the company has in this area. (350-500 words) Discuss the company’s exposure to risks generally and exchange rate risk in particular as a result of their involvement in international markets. How does the company manage these risks, and how successful do you think the company is in this? (400-500 words) Evaluate the success of corporate restructuring activities undertaken by your chosen company in the last five years or so. For example, has it acquired new subsidiary companies, entered into joint ventures or undertaken divestment, and how successful has this been? (400-500 words) Your completed End of Module Project should be in the form of a written report of between 1,500 and 2,000 words.
BE SURE TO DELETE ALL RED TEXT FROM THIS TEMPLATE BEFORE SUBMITTING YOUR PLAN!!
A startup business plan serves several purposes. It can help convince investors or lenders to finance your business. It can persuade partners or key employees to join your company. Most importantly, it serves as a roadmap guiding the launch and growth of your new business.
Writing a business plan is an opportunity to carefully think through every step of starting your company so you can prepare for success. This is your chance to discover any weaknesses in your business idea, identify opportunities you may not have considered, and plan how you will deal with challenges that are likely to arise. Be honest with yourself as you work through your business plan. Don’t gloss over potential problems; instead, figure out solutions.
A good business plan is clear and concise. A person outside of your industry should be able to understand it. Avoid overusing industry jargon or terminology.
Most of the time involved in writing your plan should be spent researching and thinking. Make sure to document your research, including the sources of any information you include.
Avoid making unsubstantiated claims or sweeping statements. Investors, lenders and others reading your plan will want to see realistic projections and expect your assumptions to be supported with facts.
This template includes instructions for each section of the business plan, followed by corresponding fillable worksheet/s.
The last section in the instructions, “Refining Your Plan,” explains ways you may need to modify your plan for specific purposes, such as getting a bank loan, or for specific industries, such as retail.
Proofread your completed plan (or have someone proofread it for you) to make sure it’s free of spelling and grammatical errors and that all figures are accurate.
The undersigned reader acknowledges that any information provided by _________________________ in this business plan, other than information that is in the public domain, is confidential in nature, and that any disclosure or use of same by the reader may cause serious harm or damage to ________________________. Therefore, the undersigned agrees not to disclose it without express written permission from ________________________________.
Upon request, the undersigned reader will immediately return this document to ___________________________.
___________________ Signature
___________________ Name (typed or printed)
___________________ Date
This is a business plan. It does not imply an offering of securities.
Table of Contents Confidentiality Agreement 3 I. Executive Summary 5 Executive Summary 6 II. Company Description 7 Company Description Worksheet 8 III. Products & Services 9 Product & Service Description Worksheet 10 IV. Marketing Plan 11 SWOT Analysis Worksheet 12 Competitor Data Collection Plan 14 Competitive Analysis Worksheet 15 Marketing Expenses Strategy Chart 17 Pricing Strategy Worksheet 19 Distribution Channel Assessment Worksheet 21 V. Operational Plan 23 VI. Management & Organization 25 Management Worksheet 26 Organization Chart 27 VII. Startup Expenses & Capitalization 28 VIII. Financial Plan 29 IX. Appendices 31 X. Refining the Plan 32 Now That You’re (Almost) Finished . . . 34
The Executive Summary is the most important part of your business plan. Often, it’s the only part that a prospective investor or lender reads before deciding whether or not to read the rest of your plan. It should convey your enthusiasm for your business idea and get readers excited about it, too.
Write your Executive Summary LAST, after you have completed the rest of the business plan. That way, you’ll have thought through all the elements of your startup and be prepared to summarize them.
The Executive Summary should briefly explain each of the below.
1. An overview of your business idea (one or two sentences).
2. A description of your product and/or service. What problems are you solving for your target customers?
3. Your goals for the business. Where do you expect the business to be in one year, three years, five years?
4. Your proposed target market. Who are your ideal customers?
5. Your competition and what differentiates your business. Who are you up against, and what unique selling proposition will help you succeed?
6. Your management team and their prior experience. What do they bring to the table that will give your business a competitive edge?
7. Financial outlook for the business. If you’re using the business plan for financing purposes, explain exactly how much money you want, how you will use it, and how that will make your business more profitable.
Limit your Executive Summary to one or two pages in total.
After reading the Executive Summary, readers should have a basic understanding of your business, should be excited about its potential, and should be interested enough to read further.
After you’ve completed your business plan, come back to this section to write your executive summary on the next page.
This section explains the basic elements of your business. Include each of the below:
1. Company mission statement
A mission statement is a brief explanation of your company’s reason for being. It can be as short as a marketing tagline (“MoreDough is an app that helps consumers manage their personal finances in a fun, convenient way”) or more involved: (“Doggie Tales is a dog daycare and grooming salon specializing in convenient services for urban pet lovers. Our mission is to provide service, safety and a family atmosphere, enabling busy dog owners to spend less time taking care of their dog’s basic needs and more time having fun with their pet.”) In general, it’s best to keep your mission statement to one or two sentences.
2. Company philosophy and vision
a. What values does your business live by? Honesty, integrity, fun, innovation and community are values that might be important to your business philosophy.
b. Vision refers to the long-term outlook for your business. What do you ultimately want it to become? For instance, your vision for your doggie day-care center might be to become a national chain, franchise or to sell to a larger company.
3. Company goals
Specify your long- and short-term goals as well as any milestones or benchmarks you will use to measure your progress. For instance, if one of your goals is to open a second location, milestones might include reaching a specific sales volume or signing contracts with a certain number of clients in the new market.
4. Target market
You will cover this in-depth in the Marketing Plan section. Here, briefly explain who your target customers are.
5. Industry
Describe your industry and what makes your business competitive: Is the industry growing, mature or stable? What is the industry outlook long-term and short-term? How will your business take advantage of projected industry changes and trends? What might happen to your competitors and how will your business successfully compete?
6. Legal structure
a. Is your business a sole proprietorship, LLC, partnership or corporation? Why did you choose this particular form of business?
b. If there is more than one owner, explain how ownership is divided. If you have investors, explain the percentage of shares they own. This information is important to investors and lenders.
After reading the Company Description, the reader should have a basic understanding of your business’s mission and vision, goals, target market, competitive landscape and legal structure.
Use the Company Description worksheet on the next page to help you complete this section.
This section expands on the basic information about your products and services included in the Executive Summary and Company Description. Here are some items to consider:
1. Your company’s products and/or services: What do you sell, and how is it manufactured or provided? Include details of relationships with suppliers, manufacturers and/or partners that are essential to delivering the product or service to customers.
2. The problem the product or service solves: Every business needs to solve a problem that its customers face. Explain what the problem is and how your product or service solves it. What are its benefits, features and unique selling proposition? Yours won’t be the only solution (every business has competitors), but you need to explain why your solution is better than the others, targets a customer base your competitors are ignoring, or has some other characteristic that gives it a competitive edge.
3. Any proprietary features that give you a competitive advantage: Do you have a patent on your product or a patent pending? Do you have exclusive agreements with suppliers or vendors to sell a product or service that none of your competitors sell? Do you have the license for a product, technology or service that’s in high demand and/or short supply?
4. How you will price your product or service: Describe the pricing, fee, subscription or leasing structure of your product or service. How does your product or service fit into the competitive landscape in terms of pricing—are you on the low end, mid-range or high end? How will that pricing strategy help you attract customers? What is your projected profit margin?
Include any product or service details, such as technical specifications, drawings, photos, patent documents and other support information, in the Appendices.
After reading the Products & Services section, the reader should have a clear understanding of what your business does, what problem it solves for customers, and the unique selling proposition that makes it competitive.
Use the Product and Service Description Worksheet on the next page to help you complete this section.
This section provides details on your industry, the competitive landscape, your target market and how you will market your business to those customers.
Market research
There are two kinds of research: primary and secondary. Primary market research is information you gather yourself. This could include going online or driving around town to identify competitors; interviewing or surveying people who fit the profile of your target customers; or doing traffic counts at a retail location you’re considering.
Secondary market research is information from sources such as trade organizations and journals, magazines and newspapers, Census data and demographic profiles. You can find this information online, at libraries, from chambers of commerce, from vendors who sell to your industry or from government agencies.
This section of your plan should explain:
· The total size of your industry
· Trends in the industry – is it growing or shrinking?
· The total size of your target market, and what share is realistic for you to obtain
· Trends in the target market – is it growing or shrinking? How are customer needs or preferences changing?
Barriers to entry
What barriers to entry does your startup face, and how do you plan to overcome them? Barriers to entry might include:
· High startup costs
· High production costs
· High marketing costs
· Brand recognition challenges
· Finding qualified employees
· Need for specialized technology or patents
· Tariffs and quotas
· Unionization in your industry
Threats and opportunities
Once your business surmounts the barriers to entry you mentioned, what additional threats might it face? Explain how the following could affect your startup:
· Changes in government regulations
· Changes in technology
· Changes in the economy
· Changes in your industry
Use the SWOT Analysis Worksheet on the next page to identify your company’s weaknesses and potential threats, as well as its strengths and the potential opportunities you plan to exploit.
Can any of your strengths help with improving your weaknesses or combating your threats? If so, please describe how below.
Based on the information above, what are your immediate goals/next steps?
Based on the information above, what are your long-term goals/next steps?
Product/service features and benefits
Describe all of your products or services, being sure to focus on the customer’s point of view. For each product or service:
· Describe the most important features. What is special about it?
· Describe the most important benefits. What does it do for the customer?
In this section, explain any after-sale services you plan to provide, such as:
·
21
· Product delivery
· Warranty/guarantee
· Service contracts
· Ongoing support
· Training
· Refund policy
Target customer
Describe your target customer. (This is also known as the ideal customer or buyer persona.)
You may have more than one target customer group. For instance, if you sell a product to consumers through distributors, such as retailers, you have at least two kinds of target customers: the distributors (businesses) and the end users (consumers).
Identify your target customer groups, and create a demographic profile for each group that includes:
For consumers:
·
· Age
· Gender
· Location
· Income
· Occupation
· Education level
For businesses:
·
· Industry
· Location
· Size
· Stage in business (startup, growing, mature)
· Annual sales
Key competitors
One of the biggest mistakes you can make in a business plan is to claim you have “no competition.” Every business has competitors. Your plan must show that you’ve identified yours and understand how to differentiate your business. This section should:
List key companies that compete with you (including names and locations), products that compete with yours and/or services that compete with yours. Do they compete across the board, or just for specific products, for certain customers or in certain geographic areas?
Also include indirect competitors. For instance, if you’re opening a restaurant that relies on consumers’ discretionary spending, then bars and nightclubs are indirect competitors.
Use the Competitor Data Collection Plan on the next page to brainstorm ways you can collect information about competitors in each category.
For each factor listed in the first column, assess whether you think it’s a strength or a weakness (S or W) for your business and for your competitors. Then rank how important each factor is to your target customer on a scale of 1 to 5 (1 = very important; 5 = not very important). Use this information to explain your competitive advantages and disadvantages.
FACTOR
Me
Competitor A
Competitor B
Competitor C
Importance to Customer
Products
Price
Quality
Selection
Service
Reliability
Stability
Expertise
Company Reputation
Location
Appearance
Sales Method
Credit Policies
Advertising
Image
Positioning/Niche
Now that you’ve assessed your industry, product/service, customers and competition, you should have a clear understanding of your business’s niche (your unique segment of the market) as well as your positioning (how you want to present your company to customers). Explain these in a short paragraph.
How you will market your product/service
In this section, explain the marketing and advertising tactics you plan to use.
Advertising may include:
· Online
· Print
· Radio
· Cable television
· Out-of-home
Which media will you advertise in, why and how often?
Marketing may include:
· Business website
· Social media marketing
· Email marketing
· Mobile marketing
· Search engine optimization
· Content marketing
· Print marketing materials (brochures, flyers, business cards)
· Public relations
· Trade shows
· Networking
· Word-of-mouth
· Referrals
What image do you want to project for your business brand?
What design elements will you use to market your business? (This includes your logo, signage and interior design.) Explain how they’ll support your brand.
Promotional budget
How much do you plan to spend on the marketing and advertising outreach above:
· Before startup (These numbers will go into your startup budget)
· On an ongoing basis (These numbers will go into your operating plan budget)
Use the Marketing Expenses Strategy Chart on the next page to help figure out the cost of reaching different target markets.
You explained pricing briefly in the “Products & Services” section; now it’s time to go into more detail. How do you plan to set prices? Keep in mind that few small businesses can compete on price without hurting their profit margins. Instead of offering the lowest price, it’s better to go with an average price and compete on quality and service.
· Does your pricing strategy reflect your positioning?
· Compare your prices with your competitors’. Are they higher, lower or the same? Why?
· How important is price to your customers? It may not be a deciding factor.
· What will your customer service and credit policies be?
Use the Pricing Strategy Worksheet on the next page to help with your pricing.
Which of the following pricing strategies will you employ? Circle one.
Cost PlusThe costs of making/obtaining your product or providing your service, plus enough to make a profit
Value BasedBased on your competitive advantage and brand (perceived value)
Other:
Provide an explanation of your pricing model selection. Include strategy info on your major product lines/service offerings. List industry/market practices and any considerations to be discussed with your mentor.
Location or proposed location
If you have a location picked out, explain why you believe this is a good location for your startup.
If you haven’t chosen a location yet, explain what you’ll be looking for in a location and why, including:
· Convenient location for customers
· Adequate parking for employees and customers
· Proximity to public transportation or major roads
· Type of space (industrial, retail, etc.)
· Types of businesses nearby
Focus on the location of your building, not the physical building itself. You’ll discuss that later, in the Operations section.
Distribution channels
What methods of distribution will you use to sell your products and/or services? These may include:
· Retail
· Direct sales
· Ecommerce
· Wholesale
· Inside sales force
· Outside sales representatives
· OEMs
If you have any strategic partnerships or key distributor relationships that will be a factor in your success, explain them here.
If you haven’t yet finalized your distribution channels, use the Distribution Channel Assessment Worksheet on the next page to assess the pros and cons of each distribution channel you are considering.
If you’ve already made some sales, you can use those as a basis for your projections. If, like most startups, you haven’t sold anything yet, you’ll need to create estimates based on your market research, your proposed marketing strategies and your industry data.
Create two forecasts: a “best guess” scenario (what you really expect) and a “worst case” scenario (one you’re confident you can reach no matter what).
Keep notes on the research and assumptions that go into developing these sales forecasts. Financing sources will want to know what you based the numbers on.
After reading the Marketing Plan section, the reader should understand who your target customers are, how you plan to market to them, what sales and distribution channels you will use, and how you will position your product/service relative to the competition.
A SCORE mentor can help you complete your Marketing Plan tailored for your business.Find a SCORE mentor.
This section explains the daily operation of your business, including its location, equipment, personnel and processes.
1. Production
How will you will produce your product or deliver your service? Describe your production methods, the equipment you’ll use and how much it will cost to produce what you sell.
Quality control
How will you maintain consistency? Describe the quality control procedures you’ll use.
Location
Where is your business located? You briefly touched on this in the Company Overview. In this section, expand on that information with details such as:
a. The size of your location
b. The type of building (retail, industrial, commercial, etc.)
c. Zoning restrictions
d. Accessibility for customers, employees, suppliers and transportation if necessary
e. Costs including rent, maintenance, utilities, insurance and any buildout or remodeling costs
f. Utilities
Legal environment
What type of legal environment will your business operate in? How are you prepared to handle legal requirements? Include details such as:
g. Any licenses and/or permits that are needed and whether you’ve obtained them
h. Any trademarks, copyrights or patents that you have or are in the process of applying for
i. The insurance coverage your business requires and how much it costs
j. Any environmental, health or workplace regulations affecting your business
k. Any special regulations affecting your industry
l. Bonding requirements, if applicable
Personnel
What type of personnel will your business need? Explain details such as:
m. What types of employees? Are there any licensing or educational requirements?
n. How many employees will you need?
o. Will you ever hire freelancers or independent contractors?
p. Include job descriptions.
q. What is the pay structure (hourly, salaried, base plus commission, etc.)?
r. How do you plan to find qualified employees and contractors?
s. What type of training is needed and how will you train employees?
· What kind of inventory will you keep on hand (raw materials, supplies, finished products)?
· What will be the average value of inventory (in other words, how much are you investing in inventory)?
· What rate of inventory turnover do you expect? How does this compare to industry averages?
· Will you need more inventory than normal during certain seasons? (For instance, a retailer might need additional inventory for the holiday shopping season.)
· What is your lead time for ordering inventory?
Suppliers
List your key suppliers, including:
· Names, addresses, websites
· Type and amount of inventory furnished
· Their credit and delivery policies
· History and reliability
· Do you expect any supply shortages or short-term delivery problems? If so, how will you handle them?
· Do you have more than one supplier for critical items (as a backup)?
· Do you expect the cost of supplies to hold steady or fluctuate? If the latter, how will you deal with changing costs?
· What are your suppliers’ payment terms?
Credit policies
If you plan to sell to customers on credit, explain:
· Whether this is typical in your industry (do customers expect it)?
· What your credit policies will be. How much credit will you extend? What are the criteria for extending credit?
· How will you check new customers’ creditworthiness?
· What credit terms will you offer?
· Detail how much it will cost you to offer credit, and show that you’ve built these costs into your pricing structure.
· How will you handle slow-paying customers? Explain your policies, such as when you will follow up on late payments, and when you will get an attorney or collections agency involved.
After reading the Operational Plan section, the reader should understand how your business will operate on a day-to-day basis.
This section should give readers an understanding of the people behind your business, their roles and responsibilities, and their prior experience. If you’re using your business plan to get financing, know that investors and lenders carefully assess whether you have a qualified management team.
1. Biographies
Include brief biographies of the owner/s and key employees. Include resumes in the Appendix. Here, summarize your experience and those of your key employees in a few paragraphs per person. Focus on the prior experience and skills that have prepared your team to succeed in this business. If anyone has previous experience starting and growing a business, explain this in detail.
2. Gaps
Explain how you plan to fill in any gaps in management and/or experience. For instance, if you lack financial know-how, will you hire a CFO or retain an accountant? If you don’t have sales skills, will you hire an in-house sales manager or use outside sales reps?
3. Advisors
List the members of your professional/advisory support team, including:
a. Attorney
b. Accountant
c. Board of directors
d. Advisory board
e. Insurance agent
f. Consultants
g. Banker
h. Mentors and other advisors
If they have experience or specializations that will increase your chances of success, explain. For instance, does your mentor have experience launching and growing a similar business?
4. Organization Chart
Develop and include an organization chart. This should include both roles that you’ve already filled and roles you plan to fill in the future.
After reading the Management & Organization section, the reader should feel confident that you have a qualified team leading your business.
Use the Management Worksheet and Organization Chart on the next two pages to highlight your management team.
In this section, detail the expenses involved in opening for business and how much capital you’ll need. (Do not include ongoing expenses after your business opens; those are listed in the Financial Plan.) Estimating startup expenses as accurately as possible helps you gather enough startup capital.
1. Start-Up Expenses
Download and complete the Start-Up Expenses template. In working on this Business Plan, you should already have gathered most, if not all, of the information you need. In the body of this section, be sure to explain all of the assumptions behind the figures. How did you come up with these expenses? If you’ve secured or expect to secure loans, explain the source/s, amount/s and terms. If you’ve secured or expect to secure investors, explain how much each investor will contribute and what percentage of ownership each receives in return.
Be sure to include extra capital for unexpected expenses. Opening a new business almost always ends up costing more than expected, and you need to be prepared. List this figure in the Start-Up Expenses template under “Reserve for Contingencies.” How much should you set aside for contingencies? You can talk to other business owners in your industry to get a ballpark figure. If you can’t come up with a figure this way, a good rule of thumb is to set aside 20% to 25% of your total startup costs for contingencies.
2. Opening Day Balance Sheet – NOT REQUIRED
Download and complete the Opening Day Balance Sheet. Use it to detail the expected state of your business finances on opening day. As with the Start-Up Expenses sheet, be sure to explain the assumptions behind the figures.
3. Personal Financial Statement
If you are using the business plan to seek financing, include personal financial statementsfor each owner and each major stockholder. The personal financial statements should detail each person’s assets and liabilities outside of the business and their personal net worth. Investors and/or lenders typically expect business owners to use personal assets to finance a startup, and they’ll want to see how much capital you have available from your personal finances.
After reading the Startup Expenses & Capitalization section, the reader should know how much money is needed to start the business and how well capitalized you are.
Your financial plan is perhaps the most important element of your business plan. Lenders and investors will review it in detail. Developing your financial plan helps you set financial goals for your startup and assess its financing needs. Include the following:
Be sure to explain the assumptions behind the numbers in your P&L. Keep detailed notes about how you came up with these figures; you may need this information to answer questions from potential financing sources.
2. Optional: 3-year profit & loss projection
A three-year profit and loss projection is not essential to a business plan. However, you may want to create one if you expect your business’s financials to change substantially after the first year, or if investors or lenders require it. Download the 3-Year Profit and Loss Projection template, and use it to create your projection.
3. Cash flow projection
The cash flow statement tracks how much cash your business has on hand at any given time. Once your business is up and running, you’ll want to keep close tabs on your cash flow statement. For now, however, you’re creating a cash flow projection. Think of the cash flow projection as a forecast for your business checking account. It details when you need to spend money on things such as inventory, rent and payroll, and when you expect to receive payments from customers and clients. For example, you may make a sale, have to buy inventory to fulfill the sale, and not collect payment from the customer for 30, 60 or 90 days. The cash flow projection takes these factors into account, helping you budget for upcoming expenses so your business doesn’t run out of money.
Depending on your needs and the purpose of your business plan, you may also want to include a 3-year cash flow statement. If so, download the 3-Year Cash Flow Statement and use it to create your projections. This is a much simpler document than the 12-month cash flow statement, but can still be useful in making plans.
5. Projected balance sheet
A balance sheet subtracts the company’s liabilities from its assets to arrive at the owner’s equity. You already created an opening day balance sheet in Section 1. Now, download the Balance Sheet (Projected), and create a projected balance sheet showing the estimated financial condition of your business at the end of its first year. The major difference between the two is that the projected balance sheet includes any owner’s equity resulting from the business’s first year in operation. Lenders and investors may want to see this projection.
6. Break-even calculation
The break-even analysis projects the sales volume you need in order to cover your costs. In other words, when will the business break even? Download the Break-Even Analysis template and, using your profit and loss projections, enter your expected fixed and variable costs. Adjust the categories to reflect your own business.
You can even create a couple of different break-even analyses for different scenarios. For example, your payroll costs will vary depending on whether you hire full-time employees or use independent contractors. Creating different break-even analyses can help you determine the best option.
7. Use of capital
If you’re using the business plan to seek financing from lenders or investors, provide a breakdown of how you will the capital and what results you expect. For example, perhaps you will use the money to buy new equipment and expect that to double your production capacity.
After reading the Financial Plan section, the reader should understand the assumptions behind your financial projections and be able to judge whether these projections are realistic.
A SCORE mentor can help you complete your Financial Plantailored for your business.Find a SCORE mentor.
Don’t slow your readers down by cluttering your business plan with supporting documents, such as contracts or licenses. Instead, put these documents in the Appendices, and refer to them in the body of the plan so readers can find them if needed.
Below are some elements many business owners include in their Appendices.
1. Agreements (Leases, contracts, purchase orders, letters of intent, etc.)
You can also include any other materials that will give readers a fuller picture of your business or support the projections and assumptions you make in your plan. For instance, you might want to include photos of your proposed location, illustrations or photos of a product you are patenting, or charts showing the projected growth of your market.
After reviewing the Appendices, the reader should feel satisfied that the assumptions throughout the plan are backed up by documentation and evidence.
· Will your retail store also have an ecommerce site, or is one planned for the future?
For an Ecommerce Business
· Will you sell a physical product, a service, a digital product (such as eBooks) or some combination of these?
· If you’re selling physical products, how will you brand and package them?
· Will you sell on your own website, online marketplaces (such as Amazon) or both?
· What technology providers and platforms will you use to run your ecommerce site?
· Web hosting service
· Web design service
· Shopping cart provider
· Payment processing service
· Fulfillment & shipping services
· Email marketing services
· Can the solutions you’ve chosen quickly scale up or down as needed?
· Where will you get your products? Will you manufacture them in-house, buy them from manufacturers or use drop shippers?
· How will you handle returns and exchanges?
· What are your customer service policies? How will you provide customer service?
· Will you use any proprietary technology of your own and if so, what advantages does that give you?
For a Software or SaaS business
· What is your pricing structure? Will you use a free trial, “freemium” or paid business model?
· If you offer free services or a free trial option, how will you upsell customers to a payment model? What percentage of customers are expected to become paying customers?
· Have you tested your software? Are any “early adopters” already using the product?
· How will you encourage long-term contracts in order to create recurring revenues?
· How will you manage rapidly changing markets, technologies and costs?
· How will you keep your company competitive?
· Will you use in-house developers or outsource this function?
· How will you provide customer support?
· How will you retain key personnel?
· Are you using any proprietary or exclusive software that will give you a competitive edge?
· How will you protect your intellectual property?
· What additional products or updates to current products are you planning after launch?
After you’ve filled out all the worksheets and executive summary, print them out and you have a business plan. Work with aSCORE mentorto review and refine your plan
• What is the relevance of the business name? (Choose your own jwellery making business)
Mission/ Vision
• What is the relevance of the mission statement to you and the public?
Strategic objective
• SWOT Analysis of your company • How will the organization gain competitive advantage (Porter’s four (4) Generic strategies)? • How will the company meet its mission and vision? • What form of business you will decide for your idea? Sole proprietorship? Partnership? Limited Liability Partnership? Corporation? Non-Profit • What resources are required for this business idea? Money? Human Resources? Infrastructure etc.? Think Factors of production
Operational and Marketing Plan
• What is your assessment of the Internal (Micro) and External (Macro) environment this business exists in? Are there any critical factors you must considerbefore you continue with this idea? • For the operational plan, please outline the organization structure. Also, will the organization be utilizing specialization or departmentalization? Will the decision making be centralized or decentralized? How exactly will the company work/operate from the moment a customer walks in to when they are leaving (Post purchase)? • How will your team create customer awareness and ensure customer retention and loyalty? What type of Information System will the company implement to prevent customers from churning? [HINT: CRM platforms]
Competition and Financing
• What type of competition will your company engage in? Look at the other similar businesses and try to get an idea of the current market condition in this industry. • What sources of funding you have currently available? What other venues you might explore to get funding? • What are your sales and profit projections?
Your asignment should be not less than 3500 words withou references and references should be included with APA style
MAKE A WEBSITE for the Business
You can develop your website using wix.com or WordPress.
MAKE A POWERPOINT PRESENTATION FOR THIS AS WELL WITH 15-20 SLIDES AND DESCRIBE EACH SLIDE IN NOTES SECTION
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Assessment TypeReport of Family Issue Weighting 50% Aligned Learning outcomes a. b. Explore critical, strength-based and anti-oppressive theory to practice with individuals and families. Locate individual and family issues within social, cultural and political conditions c. Critically explore the values, assumptions and challenges in working with families that present with complex/ multiple issues in the community, and range of social work responses. d. Demonstrate a critical understanding of ethical challenges relating to culture, gender, age and power and strategies to work in an antioppressive, strengths-based manner. e. Apply practice skills, assessment skills, resource & networking skills to working with individuals and families. f. Consider the challenge of working critically within the current sociopolitical culture of managerialism and neo-liberalism. Length 2000 words *Australian Eastern Standard Time (AEST)/Australian Eastern Daylight Savings Time (AEDT). Check your time zone to ensure that you submit your assessment on time. If required, use a time zone converter. Assessment 2 Details and Instructions In class, we will spend time reviewing media reports on issues affecting families and children. Choose one of these issues or another contemporary issue in the Australian media to write a report on: A. The Issue • Choose an issue that affects families and children. Analyse how the issue affects diverse children and families? How is it relevant now? • Outline current debates about the issue, using research and current Australian media material. • Refer to legislation relating to the issue (identify Acts, dates and websites) • Identify and critique government and opposition policy positions, identifying relevant federal, state or local government policies • Identify and explain how the work of relevant peak bodies, forums, foundations, research institutes, publications or websites relate to the issue. • Describe an agency in Melbourne that responds to families affected by this issue. Identify the sector in which the agency is located eg government, non-government, trust, other. • Outline social workers’ roles, ethical considerations and practices in response to the issue. • Analyse managerialist and neoliberal constraints and how the agency can address the issue • Describe an example of a child, young person or family who would go to this agency. What would they hope to achieve. • Analyse the model of practice that the agency might use in working with this family, child or youth • Draw some conclusions about the policy and practice relating to this issue • Make some suggestions for future developments in policy and practice. B. Policy Responses • Identify and critique government and opposition policy positions, identifying relevant federal, state or local government policies • Identify and explain how the work of relevant peak bodies, forums, foundations, research institutes, publications or websites relate to the issue. C. Practice Responses – Agency • Describe an agency in Melbourne or Sydney that responds to families affected by this issue. Identify the sector in which the agency is located eg government, non-government, trust, other. • Outline social workers’ roles, ethical considerations and practices in response to the issue. • Analyse managerialist and neoliberal constraints and how the agency can address the issue • Describe an example of a child, young person or family who would go to this agency. What would they hope to achieve. • Analyse the model of practice that the agency might use in working with this family, child or youth • D. Conclusions and Critique • Draw some conclusions about the policy and practice relating to this issue • Make some suggestions for future developments in policy and practice. Assessment Criteria 1. Demonstrated research into the issue, and relevant debates and legislation 2. Insight into the impact of the issue on diverse families and children 3. Critique of government, non-government organisations’ responses to the issue 4. Analysis of limitations and impact of agency and social workers, with example 5. Demonstrated understanding of issue and suggestions for future policy and practice developments. 6. Academic literacy Submission Instructions: Students should submit their assessment online. Marking Criteria – Assessment 2 Report on Family Issue 1. Demonstrated research into the issue, and relevant debates and legislation 2. Insight into the impact of the issue on diverse families and children 3. Critique of government, non-government organisations’ responses to the issue 4. Academic integrity: Clear written communication skills, accurate referencing and reference to 10 set readings – journal article or book chapters 5.Demonstrated understanding of issue and suggestions for future policy and practice developments. 6. Academic integrity: Clear written communication skills, accurate APA referencing of 10 set readings – journal article or book chapters Total Mark: /50 Comments:
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Enjoy Please Note-You have come to the most reliable academic writing site that will sort all assignments that that you could be having. We write essays, research papers, term papers, research proposals. Choose an issue that affects families and children. Analyse how the issue affects diverse children and families? How is it relevant now?
PROG31975 – Advanced Mobile App Development Assignment – 1 Evaluation: 100 Points. (5%) Instructions: • I will use iPhone 11 to run your app so make sure your app runs properly on a simulator with the same configuration. • Besides implementing the required functionality submissions are required to use the correct coding conventions used in class, professional organization of the code, alignment, clarity of names is all going to be part of the evaluation. Comments for code snippets are recommended but not required. Task: You are to create an iOS app named YOURFIRSTNAME_MyORDER (such as Jigisha_MyOrder) as per the specifications given below, so that the app allows the user to place an order for a single coffee and display the list of orders placed. • Screen 1: o The first screen allows the user to choose the details of their order and store it in the array or dictionary. Consider the following details for the order to be placed. ? Provide the pickers to choose coffee type (such as dark roast, original blend, vanilla, etc.) ? Provide the picker/segmented control to choose the coffee size (such as small, medium, large) ? Ask the user to enter quantity (number) of coffee through TextField (such as 1 cup, 2 cups, etc.) ? Provide the button to add the selected coffee details (coffee type, size and quantity) to the dictionary/array of all the orders placed o Screen 1 must have a bar button in the right side of navigation bar which should allow the user to open the next screen to view the list of all the orders placed. o You must send information about all the orders to the next screen when opened by clicking the navigation bar button. • Screen 2: o The second screen should display a List with all the orders received from first screen. Each list item should display selected coffee, its size and quantity. Design appropriate layout and appearance for the list item. • Your app must successfully run and perform above mentioned operations. Your app UI must be arranged and organized appropriately with legible text and using Stacks/Grids. You must use appropriate keyboard type for the inputs. Use appropriate aesthetics for the views displayed on screen. Jigisha Patel Page 1 of 2 Submission Checklist: • Write the comments containing your student ID, full name at top of each file. • The zip of your entire project folder named it as YourFirstname_MyOrder (No .7zip or .rar please). • A screen-recording of your app execution which should demonstrate all the functionalities and/or errors if any. • In the comment section of your submission, write the reflection (approximately a paragraph) mentioning your learning in the assignment, any difficulties that you have faced while doing the assignment and how you managed to resolve them. Notes:
All assignment shall be submitted by the deadline. Late submissions will be penalized with 10% per day for up to 3 calendar days after which the assignment cannot be submitted anymore. See the Academic Procedure for Evaluations.
If you want to use any entitled accommodation for the assignment, you MUST inform the professor at least 2 working days in advance of the due date.
Remember that completing the assignment by yourself will ensure your success on the midterm and final exam. See the Academic Honesty at Sheridan.
It is mandatory to meet the naming conventions specified for all the files to be submitted. Jigisha Patel Page 2 of 2
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Premium papers. We provide the highest quality papers in the writing industry. Our company only employs specialized professional writers who take pride in satisfying the needs of our huge client base by offering them premium writing services Provide the pickers to choose coffee type (such as dark roast, original blend, vanilla, etc.)
Review 4.4. “The Trolley Dilemma” on pages 59-60. Choose one version of the dilemma and identify which one it is. Then discuss what action you would choose if you were the conductor, switchman, or spectator. Discuss your reasoning behind your choice using concepts learned in this class. The goal of this discussion is to think in terms of ethics when making choices.
Introduction to Social Work
Lesson 11 Discussion
After reviewing the different NASW occupational types, please create a substantial discussion post considering the following question(s) in your post.
· Which of the Social Work Occupational roles/settings interest you most and why?
· Which of these roles/settings do you think would be the most challenging and why?
Chapter Seven: The Early 20th Century and Welfare and Chapter 8: Classical Sociologists and their impact on Ideology in the United States.
Lesson 6 Discussion A
On one page, discuss your view of progressives and what they stood for in the early 1900s and compare them to the progressives of today. Are they similar? What are the differences?
Lesson 6 Discussion B
On one page, pick two classical sociologists and state what you agree with or disagree with and why.
Social Welfare and Policy II
Lesson 11 Discussion
Discussion Guidelines: Your initial post should be approximately one page (250 words).
Looking closer at the proposed reforms of social security and Medicare (Raising the retirement age, privatizing social security, raising social security taxes), discuss your opinions on these proposals – do you agree or disagree with these proposals? Is there a good solution to the issue of maintaining these programs for future generations due to rising costs?
Lesson 12 Discussion
Discussion Guidelines: Your initial post should be approximately one page (250 words).
Share with the class a local social service program that benefits your community (that is not listed in this chapter). These programs can be found on your local county website (usually under social services)
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Premium papers. We provide the highest quality papers in the writing industry. Our company only employs specialized professional writers who take pride in satisfying the needs of our huge client base by offering them premium writing services The Trolley Dilemma” on pages 59-60. Choose one version of the dilemma and identify which one it is
While this class focuses on the core four productivity applications found in the Office Suite, Microsoft has more software solutions available including:
Azur, Outlook, Publisher ,Visual Studio, Teams, Sway, Delve, Dynamics, Flow, PowerApps, One Drive Skype, Project, Staff Hub, Visio, SharePoint, Power BI, Yammer, OneNote, In this discussion board, you will select two of these Microsoft tools you are unfamiliar with and explore their functions and capabilities.Your post should cover two areas:
1. Choose two of the above options with which you’ve had little to no experience. First research each of your selected tools, then write a descriptive paragraph outlining their purpose and capabilities. Describe how these applications would be used in the modern work place. Do they interface with any other applications? If so, how?
Please note: Descriptions of applications should be in your own words. Imagine you are speaking at a board meeting – how would you describe these programs in a comprehensible way to an audience with varying levels of IT knowledge? If you do need to quote language from another source, be sure to cite it appropriately. And while it is tempting to pick old familiar tools like Skype or Outlook, it will be more beneficial to your future professional life if you challenge yourself to explore unknown territory.
2. Next, for both of your chosen applications, discuss their limitations. How effective are they? Have there been documented issues with their installation and deployment? Are there better/more efficient/more robust options available? If so, what are they and why?
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Chose any one of this questions to begin your discussion:
Chose one and write 2 paragraph. I have attached a file
Choose a TV shows/movies and provide your brief interpretation based on dominant, negotiated, and oppositional reading of the show. Note: I am not versed in contemporary TV show and will leave that to you. For a film please try to use a Hollywood film as they are very much predictable).
Briefly discuss how popular culture impacts intercultural communication in the context of globalization.
Define culture industry and cultural imperialism. Discuss how they relate to each other in the context of globalization.
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Enjoy Please Note-You have come to the most reliable academic writing site that will sort all assignments that that you could be having. We write essays, research papers, term papers, research proposals. Choose a TV shows/movies and provide your brief interpretation based on dominant, negotiated, and oppositional reading of the show