Categories
Writers Solution

Commercial Banking & Credit Analyst

A Commercial Banking and Credit Analyst is a finance professional who specializes in assessing the credit worthiness of commercial borrowers and analyzing loan applications for commercial banking purposes and we at CapitalEssayWriting.com offer research writing services and tutoring in this field. Their role involves evaluating financial statements, conducting risk assessments, and making credit recommendations to support lending decisions.

Here are some key responsibilities of a Commercial Banking and Credit Analyst:

Credit analysis is the process of carefully examining a business borrower’s financial records, cash flows, and credit histories in order to assess their creditworthiness. This entails evaluating financial parameters, market movements, and the borrower’s capacity to pay back debt.

Identifying and assessing the credit risks connected to commercial loan applications. This entails evaluating elements like borrower history, industry hazards, market conditions, collateral value, and repayment capabilities.

Analyzing financial statements, such as income statements, balance sheets, and cash flow statements, allows one to assess the borrower’s performance and overall financial health. Liquidity, profitability, leverage, and other important financial metrics are all assessed in this process.

Loan Structuring: Collaborating with relationship managers and borrowers to structure appropriate loan terms and conditions based on the borrower’s needs and risk profile. This involves determining loan amounts, interest rates, repayment schedules, and collateral requirements.

To ensure compliance with lending policies, rules, and risk management guidelines, lenders must conduct due diligence on potential borrowers, which includes evaluating legal documents, contracts, and other pertinent information.

Recommendations and credit reports: creating credit reports and recommending credit depending on analyses completed. These reports often include information on the borrower’s creditworthiness, recognized hazards, and suggestions for whether to approve, modify, or reject the loan..

Portfolio Management: Monitoring the credit quality and performance of existing commercial loan portfolios. This includes conducting periodic reviews of borrower financials, assessing loan covenant compliance, and identifying potential credit issues or deteriorating trends.

Relationship Management: Collaborating with relationship managers, borrowers, and internal stakeholders to gather necessary information, discuss credit proposals, and provide insights and recommendations regarding credit decisions.

Compliance and Regulatory Requirements: Ensuring adherence to applicable regulatory requirements, lending policies, and internal credit risk management guidelines. Staying updated on relevant laws, regulations, and industry best practices.

To excel as a Commercial Banking and Credit Analyst, you should have a solid understanding of financial analysis, credit risk assessment, and lending principles. Strong analytical skills, attention to detail, and the ability to interpret and communicate complex financial information are essential.

Proficiency in financial modeling, spreadsheet software (e.g., Excel), and credit analysis tools can enhance your effectiveness in this role. Additionally, familiarity with commercial lending regulations, accounting principles (e.g., GAAP), and industry-specific knowledge can be valuable. Good communication skills are crucial for effectively conveying credit analysis findings, discussing loan terms with borrowers, and collaborating with internal stakeholders. The ability to work under pressure, manage multiple priorities, and make well-informed decisions within tight timelines is important in the fast-paced environment of commercial banking and credit analysis.

MAKE YOUR ORDER AND GET THE COMPLETED ORDER

CLICK HERE TO ORDER THIS PAPER AT CapitalEssayWriting.com on Commercial Banking & Credit Analyst

NO PLAGIARISM, Get impressive Grades in Your Academic Work

Categories
Writers Solution

Sponsor a commercial during a TV program

Discussion Four sampling strategies have been proposed to help a bank determine whether customers favour opening on Saturdays versus keeping branches open longer during the week. For each, discuss what kind of s

Four sampling strategies have been proposed to help a bank determine whether customers favour opening on Saturdays versus keeping branches open longer during the week. For each, discuss what kind of sampling strategy is involved and what (if any) biases might result.

(a) Sponsor a commercial during a TV program, asking people to dial one of two phone numbers to indicate which option they prefer.

(b) Hold a meeting at each branch and tally the opinions expressed by those who attend the meetings.

(c) Randomly select one day at each branch and contact every customer who visits the branch that day.

(d) Go through the bank’s customer records, selecting every 100th customer. Hire a survey research company to interview the people chosen.

GET THE COMPLETED ASSIGNMENT

ASSIGNMENT COMPLETED AT CapitalEssayWriting.com

MAKE YOUR ORDER AND GET THE COMPLETED ORDER

CLICK HERE TO ORDER THIS PAPER AT CapitalEssayWriting.com on Sponsor a commercial during a TV program

NO PLAGIARISM, Get impressive Grades in Your Academic Work

Categories
Writers Solution

VanWes t Commercial Deliveries

Individual Assignment # 3 : Instructor Choice Assignment instructions • Word Limit: 1 75 0 to 20 00 words • Should use APA format. • Use at least 5 external academic and relevant non -academic references to support your case analysis. • Academic references must be published after 2010 . • Make any assumptions that will help you improve the analysis in your essay. Case Requirements and Questions: Read the “ VanWes t Commercial Deliveries ” case below and write an essay that answers the following question: 1. Using the McKinsey (7-S change management model ), explain how can VanWes t Commercial Deliveries fix th e delivery drivers’ problem s and address the customer complains ? 2. Explain what would be the difference if the CEO approach ed th e problems described in this case as a transformational leader or transactional leader? Important note: The focus of the essay should be on managing the change not the change itself. The VanWes t Commercial Deliveries – Case Analysis Introduction VanWes t Commercial Deliveries is a local commercial delivery company using vans and trucks serving customers in the BC Lower Main land. Over the past three years, the company has experienced an incre ase in customer complaints about its delivery drivers, most relating to their appearance and behavior. Background The delivery drivers’ supervisor report ed back to senior management several problems with drivers including dress code violations, poor performance, and low morale. In general, their attitude toward their job was, at best, poor, although there were some employees who displayed enthusiasm for the job, enjoyed talking to the customers, and looked clean and professional. The CEO opinion: The CEO of VanWes t Commercial Deliveries is concerned about the increase in customer complaints about the delivery drivers regarding timeliness and their attitudes toward customers. He also realize d there has been a significant increase in accidents involving company vehicles, and expenses for repairs and maintenance have sharply increased. When asked about the delivery drivers’ problems after a staff meeting. The CEO says: “From what I can see, they’re a pretty rough bunch. Schedules are not met, and there are rumblings from customers regarding poor service. Their appearance is poor; a lot of untucked shirts, mismatched trousers, dirty uniforms, and battered work boots. Some of the drivers haven’t shaved in a few days and som e sport long, unkempt hair. But I think the problem with customer complaints and untimely deliveries go deeper than their appearance. When I think about the fact that these drivers are our primary contacts with customers on a regular basis, the situation seems very bad

Assignment Status: Solved By Our Experts.

WE HAVE DONE THIS QUESTION BEFORE, WE CAN ALSO DO IT FOR YOU

WE OFFER THE BEST PAPER WRITING SERVICES on VanWes t Commercial Deliveries

USA, AUS, CA & UK PhD Writers

Categories
Writers Solution

What are the issues and challenges that independent commercial organizers might have to face in the development of sport events at three different levels

Assessment Title Poster Presentation
Graduate Capabilities
1) Professional Expertise
2) Innovative Problem Solving
3) Technology and Information Literacy
4) Global Citizenship
5) Skilled Collaboration
6) Agile Leadership
Learning Outcome/s (found in the Subject Outline) a) Analyse the relationship between sports, event and tourism
b) Critique issues and initiatives related to sports tourism in Australia and internationally
Assessment type (group or individual) Individual
Weighting % 30%
Word count 500-1000 words as a poster/e-poster (not counting the title & references) and a 5-minute oral presentation.
Please ensure you save/convert your files (poster) into PDF before uploading your assessment.
Format / Layout of Assessment
Poster:
Introduction/Background
Research aims
Findings
Conclusion/discussion
Recommendations
Reference List
? ?
? ?
? ?
Oral Presentation:
PDF submission of poster
Reference List
?
?
Assessment instructions
Assessment overview
Posters are often designed to appeal to peers and colleagues at conferences and/or public displays, and to meet the organisational and informational requirements. An effective poster balances the content (information) and the layout (how the information is presented). A poster presentation is a way to communicate your research or your understanding of a topic in a short and concise format. It usually includes two elements – a poster and a brief explanation.
The purpose of poster presentations is to encourage students to investigate a topic thoroughly and develop your ability to communicate perceptively (matching your explanation to your audience) and concisely – an important workplace skill.
Task description
Students are to present their research project via a live zoom presentation in class. You can use any digital format you feel is appropriate to display your poster as long as it is compatible with the zoom presentation.
You will need to analyse and evaluate information, synthesise ideas and creatively demonstrate your understanding of a topic or the findings of your research. Students will choose one of the assigned research questions:
1) What are the issues and challenges that independent commercial organisers might have to face in the development of sport events at three different levels: local, national and international?
2) What differences for sport event tourism marketing and destination branding are engendered by one-off events versus repeat events?
3) How one city of your choice has used international sports event-led strategies to achieve wider municipal objectives?
Posters should include the following contents:
• Project title and author: your poster will need a title. It should capture the main idea of what you are presenting. Be creative! The title needs to sound interesting to encourage your audience to have a closer look.
• Introduction or Background: the background provides information necessary for your audience to understand your research. It may also include the reason why you are conducting the research.
• Research aim: this is what your research sets out to do, including the research questions you intend to answer. Again, it should be brief, and could be presented as a simple list.
• Findings: are usually the focus of the poster and can include the findings/outcomes of your research. Figures and tables are used appropriately to relay information.
• Conclusion and discussion • Recommendations
• Each student will make a 5-minute oral presentation.
Requirements
• You will present your poster in an electronic format for online class.
• On your assigned presentation day, you will have prepared a 5-minute oral presentation of your ideas.
• You need not use complete sentences throughout your poster. Remember that you will be there to summarise your work and answer questions. A mixture of full sentences and bullet point phrases will allow viewers to quickly read your content.
• If you are having difficulty devising an approach to the assignment or you want feedback on your ideas-in-progress, please contact your lecturer via email to arrange an appointment.
• Review your subject readings, particularly the theories and models of sports, events and tourism, for poster presentation ideas.
• Utilise resources including the ICMS library, websites, media articles, sports organisation homepage and websites.
• Marks will be deducted for poor spelling and grammar.
• Use at least FIVE (5) pieces of academic evidence. Academic evidences are defined as peer reviewed journal articles, governmental publications, and academic textbooks.
• You must reference your essay in accordance with the ICMS Style Guide (APA 7th referencing style).
Assessment criteria
• Knowledge and organisation (30%): The poster includes all required elements. The poster has a logical structure, with information grouped under appropriate headings. Each element of the poster has an obvious relation to the other elements.
• Development and analysis (20%): The poster incorporates all required information. The discussion of observations and applicable course readings support the presenter’s claim.
• Poster design (30%): All aspects of the poster are readable; the poster is not cluttered, and all visuals serve a specific purpose.
• Delivery (20%): The presenter gives a clear, organised, succinct summary of his/her project’s contents and adequately answer viewer questions.
Submission process
• Date: A PDF of the poster must be submitted via Moodle by Sunday of Week 4 by 11.55 pm Sydney time.
• Submission in the LMS is performed via Turnitin, the similarity detection software used by ICMS students and teaching staff to prevent plagiarism by ensuring referencing is correct and that work has not been inadvertently copied from elsewhere. You can access Turnitin under the ‘Assessments’ section in your Moodle course site.
• Please note that draft reports submitted in this way will be regarded as the final version at the due date if you have not uploaded a subsequent, finalised version (each file uploaded overwrites the previous version).
• A penalty of 5% will be deducted for each day late with a zeromark notated for any submission seven or more days late as per ICMS policy. If for any reason you are unable to submit a late submission via Turnitin please contact your Lecturer.
• Extensions to due dates will be granted only in exceptional circumstances, and where adequate supporting documentation can be provided. Please note that work commitments do not constitute grounds for an extension. Requests must be made via the special consideration process. Decisions and recommendations are only made by lecturers-in-charge/course coordinators.
• You will be advised of your mark by your Lecturer within 2 weeks of submission.
• Please keep a copy of your assignments.
Readings for the assessment

Bramwell, B. (1997). A sport mega-event as a sustainable tourism development strategy. Tourism Recreation Research, 22(2), 13-19. doi: 10.1080/17430437.2018.1555218
• Higham, J., & Hinch, T. (2018). Sport tourism development (3rd ed.). Multilingual Matters.
• Hudson, I. (2007). The use and misuse of economic impact analysis: The case of professional sports. In W. Weed (Eds.), Sport & tourism: A reader (pp. 328-345). Routledge.
• Jaeger, K. (2020). Evaluating the perceived social impacts of hosting large-scale sport tourism events: Scale development and validation. Sport in Society, 23(1), 40-45.

Kim, W., Jun, H. M., Walker, M., & Drane, D. (2015).
Evaluating the perceived social impacts of hosting large-scale sport tourism events: Scale development and validation.
Tourism Management, 48, 21-32. doi:
10.1016/j.tourman.2014.10.015

Mallen, C. (2008). The concept of knowledge in event management. In C. Mallen, & L. J. Adams (Eds.), Sport, recreation and tourism event management: Theoretical and practical dimensions (pp. 9-24). Elsevier.
• Masterman, G. (2014). Strategic sports event management (3rd ed.). Routledge.
• Parent, M. M., & Smith-Swan, S. (2013). Managing major sports events: Theory and practice. Routledge.
• Prani, L, Petri, L., & Cetini, L. (2012). Host population perceptions of the social impacts of sport tourism events in transition countries. International Journal of Event and Festival Management, 3(3), 236-256. doi:
10.1108/17582951211262684
• Preuss, H. (2007). The economic impact of visitors at major multi-sport events. In W. Weed (Eds.), Sport & tourism: A reader (pp. 296-313). Routledge.
• Temnyk, I. (2017). Criteria and provisions of efficient implementation of macro-projects of international sport event tourism. Journal of Environmental Management & Toirus, 8(6(22)), 1307-1321. doi: 10.14505/jemt. v8.6(22).18
• Weed, M. (2007). Sports tourism theory and method – Concepts, issues and epistemologies. In W. Weed (Eds.), Sport & tourism: A reader (pp. 12-23). Routledge.
• Weed, M., & Bull, C. (2009). Sport tourism: Participants, policy and providers (2nd ed.). Elsevier.
• Tourism Australia (Sporting Events) https://www.australia.com/en/events/sports-events.html
• World Tourism Organization http://www2.unwto.org/
Grading Criteria / Rubric Please see below.
Assessment 1 – Poster Presentation Marking Rubric
Criteria HD
(85-100) D (75-84) CR
(65-74) PASS
(50-64) FAIL
(0-49)
Knowledge and organisation
(30%) Demonstrates exceptional sport event tourism issues,
through complete knowledge and understanding of relevant lecture and tutorial materials.
The poster includes all required elements. The poster has an outstanding structure, with information grouped under appropriate headings. Each element of
the poster has a
sophisticated relation to the other elements. Demonstrates highly appropriate sport event tourism issues, through detailed knowledge and understanding of relevant lecture and tutorial materials.
The poster includes most required elements. The poster has a detailed structure, with information grouped under appropriate headings. Each element of the poster has a coherent relation to the other elements. Demonstrates very appropriate sport event tourism issues, through good knowledge and understanding of relevant lecture and tutorial materials.
The poster includes some required elements. The poster has a logical structure, with information grouped under appropriate headings. Each element of the poster has a consistent
relation to the other elements. Demonstrates appropriate sport event tourism issues, through reasonable knowledge and understanding of relevant lecture and tutorial materials.
The poster includes only some required elements. The poster has a reasonable structure, with information grouped under appropriate headings. Each element of the poster has an acceptable relation to the other elements. Demonstrates basic sport event tourism issues, through poor knowledge and understanding of relevant lecture and tutorial materials.
The poster does include any required elements. The poster has a poor structure, with information grouped under appropriate headings. Each element of the poster has a limited relation to the other elements.
Development and analysis (20%) Excellent analysis with detailed connections detailing the link between the experience and the theories, concepts, and/or strategies presented in the course materials.
Excellent research and summation of sections and a detailed analysis and explanation. Well-developed analysis with clear connections of the link between the experience and the theories, concepts, and/or strategies presented in the course materials.
Impressive research and summation of sections and a detailed analysis and explanation. Good analysis with frequent connections between the experience and the theories, concepts, and/or strategies presented in the course materials.
Solid research and summation of sections and thorough analysis and explanation. Analysis contains some connection between the experience and the theories, concepts, and/or strategies presented in the course materials.
Acceptable research and summation of sections and adequate analysis and explanation. The analysis fails to connect the experience and the theories, concepts, and/or strategies to the course materials.
Poor research and no summation of sections or analysis and explanation.
Poster design (30%) Material is complete and accurate. Clear evidence of research. Visual aids are useful in making the Material is complete. There is evidence of research and collaboration. Visual aids are useful in making the presentation interesting. Material is somewhat complete. There is some evidence of research and collaboration. Visual aids Material is satisfactorily complete but there is minimal evidence of research and
collaboration. The visual Material is lacking in evidence of research and collaboration. Visual aids are missing in the presentation.
Page 6 of 7
presentation more interesting and meaningful.
Shows a polished and imaginative approach to the organisation of presentation. Full use of research poster style conventions with logical flow, and appropriate sections.
Fluent academic writing style throughout. Grammar and spelling accurate throughout. Referencing is consistently accurate and compliant with ICMS Style Guide. Introduction states purpose clearly and outlines main points succinctly. There is a clear summary of findings and recommendations.
Carefully and logically organised in presentation. Introduction states purpose clearly and outlines main points succinctly. There is a clear summary of findings and recommendations.
Grammar and spelling accurate. Referencing is accurate and compliant with ICMS Style Guide. are used in making the presentation interesting.
Organised well in the presentation. Introduction and conclusions outline and summaries main ideas.
Grammar and spelling mainly accurate. Referencing is mainly accurate and compliant with ICMS Style Guide.
aids used in the
presentation are limited to being useful in some areas.
Organised in some parts of the presentation. There are some concepts used but they may not correspond to the elements. Meaning is apparent but academic language not always accurate.
Grammar and spelling generally accurate but may contain errors. Some attempt at referencing but not always compliant with ICMS Style Guide. Disorganised/incoherent in the presentation. The few concepts used do not correspond to the key elements. Meaning may be unclear.
Grammar and spelling contain frequent errors. Referencing is unsystematic and not compliant with ICMS Style Guide.
Delivery (20%) A substantial presentation and effective
communication of findings fully supported with concepts that closely correspond to the elements.
Evidence of very good communication, smooth handovers and answer audience question in a professional manner.
A well-structured presentation and communication of findings supported with concepts that closely correspond to the elements.
Evidence of good communication, good handovers and ability to answer questions easily.
An appropriate presentation and communication of findings supported with visuals. These may not always correspond to the written text but do not detract from the communication of findings.
Evidence of
communication, handovers and ability to answer questions.
A presentation that shows evidence of report Structure, but errors may detract from communication of findings.
Evidence of some communication, some hesitation during handovers and answering questions.
Lacks evidence of a structured presentation with limited visuals to support description and explanation.
Lacking evidence of communication and unable to answer questions

WE HAVE DONE THIS ASSIGNMENT BEFORE, WE CAN ALSO DO IT FOR YOU

GET SOLUTION FOR THIS ASSIGNMENT, Get Impressive Scores in Your Class

CLICK HERE TO MAKE YOUR ORDER on What are the issues and challenges that independent commercial organizers might have to face in the development of sport events at three different levels: local, national and international?

Are You looking for Assignment and Homework Writing help? We Provide High-Quality Academic Papers at Affordable Rates. No Plagiarism.

TO BE RE-WRITTEN FROM THE SCRATCH

Categories
Writers Solution

Your company is interested in bidding for a commercial building project

Your company is interested in bidding for a commercial building project (you can choose any location). Use the hint below to estimate all job overhead and assumed home office overhead costs for that project. Please note that DRAWINGS ARE PROVIDED FOR YOUR REFERENCE ONLY and you will not need to use all of them for this assignment. The site plan will provide an overview of the project that is helpful to plan for some of the temporary facilities. The duration of the project is 2 years. You can make assumptions on the annual revenue of your company.

GET SOLUTION FOR THIS ASSIGNMENT, Get Impressive Scores in Your Class

CLICK HERE TO MAKE YOUR ORDER

TO BE RE-WRITTEN FROM THE SCRATCH

GET SOLUTION FOR THIS ASSIGNMENT

CLICK HERE TO MAKE YOUR ORDER

TO BE RE-WRITTEN FROM THE SCRATCH

NO PLAGIARISM

  • Original and non-plagiarized custom papers- Our writers develop their writing from scratch unless you request them to rewrite, edit or proofread your paper.
  • Timely Deliveryprimewritersbay.com believes in beating the deadlines that our customers have imposed because we understand how important it is.
  • Customer satisfaction- Customer satisfaction. We have an outstanding customer care team that is always ready and willing to listen to you, collect your instructions and make sure that your custom writing needs are satisfied
  • Confidential- It’s secure to place an order at primewritersbay.com We won’t reveal your private information to anyone else.
  • Writing services provided by experts- Looking for expert essay writers, thesis and dissertation writers, personal statement writers, or writers to provide any other kind of custom writing service?
  • Enjoy Please Note-You have come to the most reliable academic writing site that will sort all assignments that that you could be having. We write essays, research papers, term papers, Your company is interested in bidding for a commercial building project

Get Professionally Written Papers From The Writing Experts 

Green Order Now Button PNG Image | Transparent PNG Free Download on SeekPNG
Categories
Writers Solution

Your company is interested in bidding for a commercial building project

Your company is interested in bidding for a commercial building project (you can choose any location). Use the hint below to estimate all job overhead and assumed home office overhead costs for that project. Please note that DRAWINGS ARE PROVIDED FOR YOUR REFERENCE ONLY and you will not need to use all of them for this assignment. The site plan will provide an overview of the project that is helpful to plan for some of the temporary facilities. The duration of the project is 2 years. You can make assumptions on the annual revenue of your company.

GET SOLUTION FOR THIS ASSIGNMENT, Get Impressive Scores in Your Class

CLICK HERE TO MAKE YOUR ORDER

TO BE RE-WRITTEN FROM THE SCRATCH

GET SOLUTION FOR THIS ASSIGNMENT

CLICK HERE TO MAKE YOUR ORDER

TO BE RE-WRITTEN FROM THE SCRATCH

NO PLAGIARISM

  • Original and non-plagiarized custom papers- Our writers develop their writing from scratch unless you request them to rewrite, edit or proofread your paper.
  • Timely Deliveryprimewritersbay.com believes in beating the deadlines that our customers have imposed because we understand how important it is.
  • Customer satisfaction- Customer satisfaction. We have an outstanding customer care team that is always ready and willing to listen to you, collect your instructions and make sure that your custom writing needs are satisfied
  • Confidential- It’s secure to place an order at primewritersbay.com We won’t reveal your private information to anyone else.
  • Writing services provided by experts- Looking for expert essay writers, thesis and dissertation writers, personal statement writers, or writers to provide any other kind of custom writing service?
  • Enjoy Please Note-You have come to the most reliable academic writing site that will sort all assignments that that you could be having. We write essays, research papers, term papers, research proposals Your company is interested in bidding for a commercial building project

Get Professionally Written Papers From The Writing Experts 

Green Order Now Button PNG Image | Transparent PNG Free Download on SeekPNG
Categories
Writers Solution

accommodation establishments o commercial kitchens

Assessment Tasks and Instructions
Student Name
Student Number
Course and Code
Unit(s) of Competency and Code(s) SITXFIN005 Manage physical assets
Stream/Cluster
Trainer/Assessor
Assessment for this Unit of Competency/Cluster Details
Assessment 1 Short Answers
Assessment 2 Project
Assessment 3
Assessment conducted in this instance: Assessment 1 0 2 0 3 1
Reasonable Adjustment
1. Has reasonable adjustment been applied to this assessment?
No 0 No further information required
Yes 0 Complete 2.
2. Provide details for the requirements and provisions for adjustment of assessment:
Student to complete
0
My assessor has discussed the adjustments with me
0
I agree to the adjustments applied to this assessment
Signature Date
2nd Assessor to complete
0
I agree the adjustments applied to this assessment are reasonable
Name
Signature Date
Assessment Guidelines
What will be assessed
The purpose of this assessment is to assess your ability to complete tasks outlined in elements and
performance criteria of this unit in the context of the job role, and:
• develop a plan for the acquisition, maintenance and replacement of at least three different types of physical assets listed in the knowledge evidence
• demonstrate procedures to:
o monitor the utility of above assets to meet business needs
o provide regular financial reports on the assets
o record formal and informal customer and staff feedback
o integrate day-to-day condition reports
o schedule internal or external inspections or audits
o schedule management reports
o develop and maintain a current register for the above assets.
Place/Location where assessment will be conducted/Timeframes
RTO to complete
Resource Requirements
Refer to the Assessment conditions attached to the Futura Group Mapping Document located in the teacher support tools folder or the “Assessment Conditions” for this unit in the SIT 1.0 Training Package.
Computer, Internet Access, financial data, organisational procedures relevant to the organisation for which physical assets are managed and to be acquired.
Instructions for assessment including WHS requirements
The project for assessment 2 consists of 3 parts, Part A, B and C
For Part A
you are required to develop a resource acquisition plan for the acquisition of 3 different resources from the following main categories:
• buildings
• computer systems
• equipment fixtures, fittings and furniture in one of the following:
o accommodation establishments
o commercial kitchens
o restaurants and bars
o storage areas
o tourism, hospitality and event offices
o transportation depots
• gardens
• pools
• rides and games
• vehicles
• vessels
For Part B
you are required to develop an asset register which needs to list the details for the 3 new physical assets you have determined in Part A. You must include the maintenance requirements and schedule of maintenance for each asset.
For Part C
you are required to develop a resource management strategy which provides details on how the efficiency of each asset is monitored
Statement of Authenticity
0
I acknowledge that I understand the requirements to complete the assessment tasks
0
The assessment process including the provisions for re-submitting and academic appeals were explained to me and I understand these processes
0
I understand the consequences of plagiarism and confirm that this is my own work and I have acknowledged or referenced all sources of information I have used for the purpose of this assessment
Student Signature: Date: / /201
This assessment:
First Attempt 0
2nd Attempt 0
3nd Attempt 0
Extension 0 – Date: / /
RESULT OF ASSESSMENT Part A 0
Part B 0
Part C 0
Satisfactory 0 Not Yet Satisfactory 0
Satisfactory 0 Not Yet Satisfactory 0
Satisfactory 0 Not Yet Satisfactory 0
Feedback to Student:
Assessor(s) Signature(s): Date: / /
Student Signature Date: / /
Assessment 2
The project for assessment 2 consists of 3 parts, Part A, B and C
Part A
Requires you to develop a resource acquisition plan for the acquisition of 3 different resources from the following main categories:
• buildings
• computer systems
• equipment fixtures, fittings and furniture in one of the following:
o accommodation establishments
o commercial kitchens
o restaurants and bars
o storage areas
o tourism, hospitality and event offices
o transportation depots
• gardens
• pools
• rides and games
• vehicles
• vessels
Part B
Requires you to develop an asset register which needs to list the details for the 3 new physical assets you have determined in Part A. You must include the maintenance requirements and schedule of maintenance for each asset.
Part C
Requires you to develop a resource management strategy which provides details on how the efficiency of each asset is monitored
PART A – Acquisition Plan
Task:
You are required to choose 3 different physical assets, relevant for an organisation in the Tourism, hospitality or event industries, which may include any of the following:
• buildings
• computer systems
• equipment fixtures, fittings and furniture in one of the following:
o accommodation establishments
o commercial kitchens
o restaurants and bars
o storage areas
o tourism, hospitality and event offices
o transportation depots
• gardens
• pools
• rides and games
• vehicles
• vessels
1. Provide an overview of the business activities of the organisation relevant to the physical assets selected.
2. List the purpose of the acquisition or replacement of the physical assets, providing detailed information what informs the decision to acquire these new assets.
3. Write an overview of specifications for each asset which clearly outline what requirements each asset needs to fulfil in terms of capacity, performance, size, location requirements and maximum budget for each or for the overall budget parameter.
4. Obtain 3 prices or quotes from different suppliers or sources for each asset. Attach the correspondence and final quote received for each asset to this project.
5. Contact a financial institution and at least 2 different suppliers and obtain information on 3 different financing options available and costs (attach copies of your correspondence).
6. Calculate the finance variants offered to you and determine the best options for each asset. Your options need to include potential factors for depreciation, consideration for technology changes and financial impacts on the organisation and financial aspects for which you will seek specialist advice. (Your depreciation calculations must consider the current regulations published on the ATO website).
7. Based on your calculations in Q.7, explain the official process that now needs to be followed to finalise the acquisition of each asset. This may include processes in your existing workplace or common industry standards and needs to provide:
• details for detailed specifications,
• legal contracts,
• requirements and documentation applicable to different acquisition and financing methods,
• preparation of documentation for disposal of assets that are being replaced including tax obligations.

Part B – Asset Register
Task:
1. Develop an asset register which lists the 3 assets determined in Part A. Your asset register needs to include the following details:
• Asset Details
• Asset description/model/type
• Serial Numbers
• Purchase date
• Cost
• Depreciation amount (from when you undertake this assessment to the end of the financial year). If you have no current value, then base this calculation on the approximate price you have determined using the ATO guidelines.
• Closing Written Down Values (at the End of financial year where you undertake this assessment)

2. Develop a maintenance register and identify the maintenance requirements for each asset accordingly. For some assets that might be determined through lease clauses or service contract agreements. If so, include these including the details. For the remaining assets consult the user manuals or manufacturer’s recommendations with consideration to frequency of use relevant to your organisation. For example if a post-mix machine or coffee machine is connected to water filter then this needs to be reflected in the maintenance requirements.

Part C – Resource management strategy
Task:
1. Develop a maintenance regime for each asset based on the maintenance requirements you have determined in Part B.
2. The maintenance regime needs to include the following details and outline how each aspect is affected and as a result addressed:
1) Reporting and monitoring mechanisms to ensure assets are functioning effectively and issues are reported by using correct and suitable procedures including provisions for specialist advice for complex issues.
2) Provisions for collecting feedback from customers and reports from staff.
3) Types of maintenance required including common routine maintenance based on the organisation’s activities for example adjusting doors, fixing furniture, cleaning air-conditioning filters in guest rooms, etc.
4) Location of maintenance, e.g. can it be done off-site or away from heavily-trafficked areas?
5) Expected duration of maintenance works
6) Timing of scheduled maintenance, e.g. slow periods such as during the day for a nightclub, or during the night in high frequency areas.
7) Likely disruption to operations – what are the disruptions and what are the expected impacts?
8) WHS issues
9) Legal and regulatory requirements which apply for the physical assets during the course of the financial year (for example for vehicles carrying passengers, electrical equipment or as relevant to the specifc assets)
10) Summary of cost impacts for human resources (for examples where maintenance would, e.g. require penalty rates for maintenance staff) or the costs where contractors are engaged for specific maintenance requirements
11) Costs of scheduled maintenance in terms of parts, required equipment to perform the maintenance and consumables
12) Provisions for monitoring of financial performance of the assets over the budget period.
13) Occurrences based on the details outlined in the questions above which would inform to review or audit the performance or viability of the assets

Categories
Writers Solution

Explain the key features of commercial loans

Assessment Task 1: Written Questions
Task summary
This is an open book test, to be completed in the classroom.
A time limit of 1.5 hours to answer the questions is provided.
You need to answer all of the written questions correctly.
Your answers must be word processed and sent to the assessor as an email attachment.
Required
• Access to textbooks/other learning materials
• Computer and Microsoft Office
• Access to the internet
Timing
Your assessor will advise you of the due date of this assessment.
Submit
• Answers to all questions
Assessment criteria
All questions must be answered correctly in order for you to be assessed as having completed the task satisfactorily.
Re-submission opportunities
You will be provided feedback on their performance by the Assessor. The feedback will indicate if you have satisfactorily addressed the requirements of each part of this task.
If any parts of the task are not satisfactorily completed, the assessor will explain why, and provide you written feedback along with guidance on what you must undertake to demonstrate satisfactory performance. Re-assessment attempt(s) will be arranged at a later time and date.
You have the right to appeal the outcome of assessment decisions if you feel that you have been dealt with unfairly or have other appropriate grounds for an appeal.
You are encouraged to consult with the assessor prior to attempting this task if you do not understand any part of this task or if you have any learning issues or needs that may hinder you when attempting any part of the assessment.
Written answer question guidance
The following written questions use a range of “instructional words” such as “identify” or “explain”, which tell you how you should answer the question. Use the definitions below to assist you to provide the type of response expected.
Note that the following guidance is the minimum level of response required.
Analyse – when a question asks you to analyse something, you should do so in in detail, and identify important points and key features. Generally, you are expected to write a response one or two paragraphs long.
Compare – when a question asks you to compare something, you will need to show how two or more things are similar, ensuring that you also indicate the relevance of the consequences. Generally, you are expected to write a response one or two paragraphs long.
Contrast – when a question asks you to contrast something, you will need to show how two or more things are different, ensuring you indicate the relevance or the consequences. Generally, you are expected to write a response one or two paragraphs long.
Discuss – when a question asks you to discuss something, you are required to point out important issues or features and express some form of critical judgement. Generally, you are expected to write a response one or two paragraphs long.
Describe – when a question asks you to describe something, you should state the most noticeable qualities or features. Generally, you are expected to write a response two or three sentences long.
Evaluate – when a question asks you to evaluate something, you should do so putting forward arguments for and against something. Generally, you are expected to write a response one or two paragraphs long.
Examine – when a question asks you to examine something, this is similar to “analyse”, where you should provide a detailed response with key points and features and provide critical analysis. Generally, you are expected to write a response one or two paragraphs long.
Explain – when a question asks you to explain something, you should make clear how or why something happened or the way it is. Generally, you are expected to write a response two or three sentences long.
Identify – when a question asks you to identify something, this means that you are asked to briefly describe the required information. Generally, you are expected to write a response two or three sentences long.
List – when a question asks you to list something, this means that you are asked to briefly state information in a list format.
Outline – when a question asks you to outline something, this means giving only the main points, Generally, you are expected to write a response a few sentences long.
Summarise – when a question asks you to summarise something, this means (like “outline”) only giving the main points. Generally, you are expected to write a response a few sentences long.
Assessment Task 1 Instructions
Provide answers to all of the questions below:
1. Explain the key features of commercial loans.
2. Explain the key features of chattel leases
3. What rights are given by The Native Title Act 1993 to Indigenous Australians who hold native title rights or who have made a native title claim?
4. Identify and explain the key features of heritage issues in mortgage broking.
5. Identify and explain the key features of loans for contaminated sites or properties near noxious industries
6. Explain the implications of borrowing against leased premises.
7. Explain the implications of clients using multiple securities of differing kinds
8. Explain the implications of clients borrowing against rural land
9. Explain the implications of specialised securities such as hotels
10. Identify the forms of security to be taken for the assignment of rental income to the lender
11. Identify the forms of security to be taken for joint and several personal or related company guarantees
12. Identify forms of security to be taken for multiple mortgages
13. Identify forms of security to be taken for registered company charges
14. Identify forms of security to be taken for second mortgages
15. Identify forms of security to be taken for the involvement of unit or family trusts as either borrowers or guarantors
16. Discuss the document requirements for disclaimers
17. Discuss the document requirements for disclosures
18. Discuss the document requirements for insurance policies
19. If a client comes to a mortgage broker with a prospectus to borrow money to invest, what should the broker’s response be?
20. For what is a Receipt of Deposit receipt required?
21. Give three important features of written advice given to a client by a mortgage broker
22. Outline the key features of relevant legislation including state and territory legislation, charges and taxes
23. Discuss time management techniques and tools to support implementation process.