Provide Analysis for HSBC Company start with the company profile provided the proceed with the outline below.
Company Overview
HSBC is a multinational bank headquartered in Canada, London, and England, UK (Global Finance Magazine, 2012). Its products include wealth management, risk management, securities services, private equity, mutual funds, mortgage loans, investment management, investment banking, insurance, equities trading, credit cards, commodities, banking, and asset management (HSBC, 2022). The bank is registered as public limited company trading on the world’s shares market such as FTSE, Hang Seng, FTSE, NYSE, SEHK, and LSE. The bank employs over two hundred thousand workers. It has subsidiaries in Mexico, Sri Lanka, the UK, the US, the Middle East, Malaysia, Canada, the UK, Europe, Asia, Africa, Korea, Russia, India, and China. In 2021 its revenue reached a higher of US$ 49.552 billion, operating income US$ 18.906 billion, Net income US$ 14.693 billion, total assets US$ 2.958 trillion, and total equity US$ 206.777billion (Yuzo, Harry, & Rehan, 2022). In 2020 HSBC was voted the sixth-largest bank by asset and market share and the 40th largest public traded company according to Forbes News reporting’s.
History
HSBS means Hongkong and Shanghai Bank holdings PLC. It was founded by Thomas Sutherland in 1865 and registered in Hong Kong in 1866. The bank transferred its headquarters to London, officially opening in 2003 (Global Finance Magazine, 2012). It expanded to Europe, the UK, US, Korea, Asia, Russia, and South Africa by acquiring Marine Midland Bank, Roberts SA Inversiones, Republic National Bank, Credit Commercial De France, Demirbank, Grupo Financiero Bital, Household Finance Corporation, Banco Bamerindus, Korean AM-TEK, Polski Kredyt Bank, Bank of Communication of Shanghai, UK’s Marks & Spenser, Metric Inc, Iraq’s Dar es Salaam Investment Bank, Argentina’s Banca Nazionale del Lavoro, Chinese Bank of Taiwan, India’s IL & FS Investment, WestPac Custody, Singapore’s AXA Insurance, and L&T finance holdings.
The bank suffered losses by acquiring non-performing banks and involving in money laundering cases forcing it to pay hefty fines to the US and close down subsidiaries (HSBC, 2022). In 2020 it adopted a zero-carbon emission policy and began corporations with free carbon emission agencies. The company also paid fines for tax avoidance schemes, Forex scandals, data infringements, racism reports, and housing crises. It has been chaired by William Purves, John Bond, Lord Green, and the current Sir Douglas Flint. Its list of chief executives includes William Purves, John Bond, Keith Whitson, Lord Green, Michael Geoghegan, Stuart Gulliver, and John Flint.
Read the scenarios and the questions that follow. Answer Scenarios 1 and 2, then select any two (2) of the remaining scenarios for a total of four (4) scenarios.
You must also provide an answer for the recommendations section. Identify and analyze the legal issue(s). Apply legal concepts and make potential arguments as directed using laws, cases, examples, and/or other relevant materials. Consider using short headings (consult APA materials) to separate the topics. Summarize the facts; do not copy the scenarios into the paper. Support your answers with information from the textbook and at least four scholarly sources in addition to the textbook or course lectures. By Day 7, prepare a 5 to 7 page paper that identifies the legal issues and potential solutions and answers all questions presented, supported by relevant legal authority. Do not exceed the page length by more than two pages.
Overview
Headquartered in Savannah, Georgia, ________________ operates two coffee shops in Georgia and one in Alabama. Approximately 30% of the employees work full time; however, ____________ primarily hires part-time employees as baristas, delivery drivers, cooks and dishwashers. The company experienced explosive growth over the last four years, but with the growth came increased legal issues. The owners seek your advice on the following legal and ethical issues.
Scenario 1 – Business Organizations
Bailey Andrews and Danita Brown met while working at Starbucks and attending college in Georgia. Bailey studied business at South University, while Dania attended the Art Institute for culinary management. The two friends were tired of working for someone else and opened [SELECT A NAME FOR THE COFFEE SHOP] as a partnership after college. Now that the business has grown, the two partners are considering a new legal form for their business.
Analyze three types of business organizations Andrews and Brown might consider for their existing restaurant. Be sure to consider at least one limited liability option. Explain the advantages and disadvantages of each type.
Select one type of business for Andrews and Brown and provide support for your choice.
Select a name for the coffee shop and use it when answering the remaining scenarios.
Scenario 2 – Employment Discrimination
Born in 1975, Juanita Mendoza immigrated from Mexico in 2005 and became a U.S. citizen in 2010. Mendoza speaks fluent English with a strong Hispanic accent. Her accent does not interfere with her ability to communicate with others. Mendoza worked as a cook and waitress for 20 years. Although she did not have any formal management experience, Mendoza applied for a shift manager’s job with [Restaurant Name]; however, she was not hired for the position. The restaurant currently employs 5 full time employees and 14 part time employees.
Analyze the possible grounds Mendoza might have for a discrimination lawsuit against [Restaurant Name].
Provide support for each ground selected and then provide arguments that [Restaurant Name] could make to counter each claim.
Explain how your answer might change if the restaurant only employs a total of 12 people.
Scenario 3 – Secured Transactions and Bankruptcy
Bayside Restaurant Supplies agreed to sell 10 new commercial coffee makers and 5 freezers to [Restaurant Name] for $27,500. Bayside retained a security interest in the equipment. [Restaurant Name] agreed to pay for the equipment in equal installments over 48 months.
Evaluate Bayside’s rights as a creditor if [Restaurant Name] files bankruptcy 18 months after purchasing the equipment.
Discuss Bayside’s rights as a creditor if [Restaurant Name] sold the 2 refrigerators and 5 coffee makers for $750 approximately 30 days prior to filing bankruptcy.
Explain how a failure by Bayside to file a financing statement might impact the outcome of both scenarios.
Scenario 4 – Insurance and Agency
Dylan is a delivery driver for [Restaurant Name]. While delivering orders within the scope of employment, Dylan rear-ended a car driven by Vickie Talley. Dylan was insured by State Farm and his policy contained the following information.
Exclusions—What is not Covered
State Farm will not pay for any damages an insured person is legally obligated to pay because of:
Bodily injury or property damage arising out of the use of your insured auto while used to carry persons or property for a charge, or any auto you are driving while available for hire by the public.
Analyze the liability on the part of Dylan, Vickie, State Farm and [Restaurant Name]. Be sure to cover issues related to both insurance and agency.
Scenario 5 – Consumer Protection
[Restaurant Name] does not publish the prices of drinks on the menus. Nik Carlson, a customer of the restaurant filed a lawsuit claiming that failure to provide drink prices on the menu constitutes an unfair business practice because customers must make quick decisions about ordering drinks after asking about the price. Another plaintiff, Joe Swanson, claimed that he was not provided with a cost for his drink until after he ordered it, which constitutes consumer fraud.
Analyze the applicability of state and/or federal consumer protection laws that Carlson and Swanson can assert against [Restaurant Name]. Select which party should win and support your answer.
Scenario 6 – Liability on Negotiable Instruments
Andrews and Brown hired a bookkeeper, Jenice, and gave her general authority to issue company checks drawn on SunTrust Bank so that Jenice can pay employees’ wages and other company bills. Jenice decides to cheat her employers out of $10,000 by issuing a check payable to the Bayside Distributors, one of the suppliers of seafood and fresh local produce. Jenice does not intend for Bayside to receive any of the money, nor is Bayside entitled to the payment. Jenice endorses the check in Bayside’s name and deposits the check in an account that she opened at Wells Fargo Bank in the name “Bayfood Dist. Co.” Wells Fargo accepts the check and collects payment from the drawee bank, SunTrust. SunTrust charges [Name of Restaurant] account $10,000. Denice transfers $10,000 out of the Bayside account and closes it. [Name of Restaurant] discovers the fraud and demands that the bank return the money.
Evaluate which party or parties bear the loss.
Scenario 7 – Breach of Contract and Remedies
Andrews ordered 20 round tables to seat parties of two, 25 square tables to seat parties of four, 5 tables to seat larger parties and 175 chairs. The tables were specially ordered to contain the logo of the restaurant on the top of each table. Andrews paid for the entire shipment when placing the order; however, the supplier was responsible for making the shipping arrangements. The tables and chairs arrived three weeks later; however, five were scratched and damaged. Seven of the chairs were missing.
Analyze the restaurant’s options related to the damaged tables and missing chairs. Be sure to address the applicability of the UCC to the transaction.
Recommendations
Conclude your paper by justifying suggestions for [Restaurant Name] to help prevent future occurrences of these types of legal problems. Identify any ethical issues you find and present recommendations as applicable. Be specific in your recommendations
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Analyze the importance of managing a diverse workforce.
Scenario Information
You have been hired as the Human Resources Director for a global organization that is headquartered in the United States. Your job is to evaluate and make recommendations in the area of diversity for your company. Each section will contain specific areas within diversity for you to focus on. You will be tasked with choosing from one of the diversity areas that are provided to you. Be sure to conduct research using the university library and other relevant sources.
Diversity Areas (Select one, and continue to use for all modules)
Race
Instructions
As the Director of Human Resources, the CEO and other executive leaders have requested you to design a training session on “Best Practices” for managers on diversity in the workplace. You will need to create a presentation to be included in your company’s online training platform. In your training guidelines, you will want to address the following areas:
Introduce diversity importance to managers.
Assess some common mistakes or problems that may happen if management of diversity is not used.
Provide suggestions for best practices managers can take away from the training.
Conclude your training.
Grading RubricFFCBA01234Not SubmittedNo PassCompetenceProficiencyMasteryNot SubmittedIntroduction did not summarize or stress the importance of the diversity training program.Introduction included overview and importance of diversity training program.Introduction included overview and importance of diversity training program using clear examples.Introduction included overview and importance of diversity training program using clear examples and a well-defined synopsis of the presentation.Not SubmittedUnclear discussion on common mistakes managers could face if diversity is not addressed.Discussed common mistakes or problems managers could face if diversity is not addressed.Discussed common mistakes or problems managers could face if diversity is not addressed using clear examples.Discussed common mistakes or problems managers could face if diversity is not addressed using clear examples and well-defined reasons.Not SubmittedUnclear discussion on best practices for management.Provided best practices for managers.Provided best practices for managers using clear examples.Provided best practices for managers using clear examples and well-defined reasons.Not SubmittedNo noticeable attempts to summarize or conclude the presentation.Conclusion summarized the importance of diversity planning for managers.Conclusion summarized the importance of diversity planning for managers using clear examples.Conclusion summarized the importance of diversity planning for managers using clear examples and demonstrated an understanding of best practices for management