Assessment – 1Activity 1 Identify and explain some necessary characteristics of a qualitative researcher. (Identify sources and parties that provide relevant information for research on financial products). Activity 2 Much of the innovation that occurred in the 20th century financial services industry was about providing access to money. For example, credit cards gave consumers a chance to pay without needing the cash on hand, while automatic tellers gave 24-hour access to cash. However, financial services innovation in the early 21st century has been about access to information. Undertake some research of your own and discuss how the ‘smart connected world, where everyone and everything is connected, intelligent and measured’, is impacting the outlook for future financial products. (Describe the current economic climate and forecasted outlook for relevant financial products). Activity 3 With the rapid advance of digital technologies in the Australian financial services industry, the use of traditional financial forecasting techniques to assess financial product markets has declined. Explain and discuss. (Explain financial forecasting techniques and tools to be used to assess the market for financial products). Activity 4 Conduct some research to discover and explain how open-source data analytic products, like Hadoop, are impacting local and international markets for financial products. (Identify and outline local and international financial markets and investment outlook for financial products). Activity 5 Explain why policies are normally separated from procedures in organisational documentation. Provide an illustrative example involving research policy. (Describe organisational policy, procedures and requirements relevant to products and research). Activity 6 Summarise the key features of the Code of Practice which covers the independence of experts who undertake financial product research. (Identify and describe key features of industry legislation and codes of practice relevant to product research, and protocols to be followed). Activity 7 Describe the research technique of conjoint analysis using a worked example. (Describe techniques and tools for evaluation and interpretation of research data). Assessment – 2 Requirements: 1. Download and review the research report ‘Morningstar equities Best Stock Ideas 2017_02_February, located in the Assessment Resources folder. 2. Download and review the Morningstar report “Inghams IPO”, located in the Assessment Resources folder. Activity 1 Explain why a research entity, like Morningstar, publishes a monthly Best Stock Ideas report. Activity 2 How does a research company like Morningstar protect itself from law suits from investors, who have followed the recommendations in a monthly Best Stock Idea report, and who have subsequently lost money on these investments? Activity 3 The Ingham’s IPO report certainly complies with relevant statutory disclosure requirements for publishing details and opinions about Initial Public Offerings (IPO). If you were an investor, apart from reading the IPO report, where else would you look to obtain accurate and comprehensive information surrounding Ingham’s proposed IPO? Activity 4 Explain why research organisations, like Morningstar, document research findings into IPO’s like Inghams, concisely and clearly, before they distribute their research reports
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Case Study ABC Consulting is an accounting firm located in Winnipeg, Manitoba. ABC Consulting was founded in 2010 and has experienced some strong growth over the years. The firm currently employs over 20 accountants and 11 support staff. As the company has grown, the needs of the business have also changed. John Reese, the founder of ABC Consulting, is increasingly concerned with the cost of administrative overhead, saying “What worked for us to keep five accountants organized just isn’t working for twenty accountants.” Administrative costs for the company are growing too rapidly. John has chartered a project to develop a time and billing system, which is a system that will be used by the accountants to log their time to specific jobs. The system will produce invoices and timesheets and will be developed by Simply Agile Business Consulting, a software development firm where you are the BA. You have prepared and conducted elicitation with John and key stakeholders in ABC Consulting. You have documented your elicitation results and findings, as follows: ABC Consulting needs to automate the management of employee timesheets. This need is aligned with the goal of holding a position of operational excellence in the industry. This project will reduce average cost to administer a timesheet by 75% in the next nine months, and will produce the following outcomes: increased customer satisfaction; and reduced administration costs. BUAN 0120 Elicitation & Collaboration Listen 11/15/21, 4:44 PM BUAN 0120 | Assignment 2 https://universityofmanitoba.desire2learn.com/content/enforced3/445180-21741.202190/Content/Assignments/OL/assignment_2b.html 2/4 The project will be executed by Simply Agile Business Consulting and focus on requirements and business analysis. The cost for this project is $200,000, and the annual savings are $100,000, plus additional benefits. BUSINESS NEED: Automate timesheet management. GOAL: Hold a position of operational excellence in the industry. OBJECTIVE: Reduce average cost to administer timesheets by 75% the next nine months. BUSINESS PROBLEM: Timesheet management is too costly. DESIRED OUTCOMES: Project will produce increased customer satisfaction and reduced administration costs. Case Study Questions In a Word document, not exceeding four pages and following APA formatting, complete the assignment according to the following instructions. 1. In your own words, briefly describe the documented elicitation results by the business analyst. 2. List and explain 2 guidelines and tools, as described by the BABOK, that the business analyst can use to confirm the elicitation results. 3. Identify 2 techniques that will be most beneficial in confirming the elicitation results from John and the ABC Consulting stakeholders and provide justification for your response. 4. Judging by the documented elicited result above, do you think that the business analyst has gathered enough information to uncover all the business needs and problems? Justify your position. 11/15/21, 4:44 PM BUAN 0120 | Assignment 2 https://universityofmanitoba.desire2learn.com/content/enforced3/445180-21741.202190/Content/Assignments/OL/assignment_2b.html 3/4 5. Provide personal examples and references to the BABOK or course materials, where needed, to justify your arguments
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The “Chapter 16 Video Case of Tyler”, located in Readings and Resources, features strategies for using augmentative communication in the classroom. Various strategies are discussed and demonstrated by the teacher and speech therapist. While you watch the video, pay close attention to all the ways language use is encouraged.
Make a list of the various strategies, both demonstrated and discussed, for the facilitation of language.
Discuss some examples of how peer to peer communication is fostered.
Describe one (1) additional communication strategy you would use to expand the use of language for a young child.
Compare how these communication strategies can be used with a child who is an English Language Learner or a child with a hearing impairment.
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After graduating from college, you and three of your peers founded the software company TechStore Unlimited (TSU). TSU provides an online market place that fosters business to business (B2B), business to consumer (B2C), and consumer to consumer sales (C2C). As one of the company’s principal owners, you have decided to compile a report that details all aspects of the business, including: employee payroll, facility management, sales data, and product inventory. To complete the task you will duplicate existing formatting, import data from an Access database, utilize various conditional logic functions, complete an amortization table, visualize data with PivotTables and Power Maps, connect and transform several external data sources, and lastly you will inspect the workbook for issues.
Start Excel. Open 3rd Excel Exam SU1 2021.xlsx. Grader has automatically added your last name to the beginning of the filename.
Create a Data Validation list in cell J7 based on the employee IDs located in the range A6:A25. Add the Input Message Select Employee ID and use the Stop Style Error Alert. Hint: Data Validation is located on the Data tab in the Data Tools group.
In cell K7, enter an INDEX functions with two nested MATCH functions. The first MATCH function will look up the row number of the employee number in cell J7 in the range A6:A25. The second MATCH function will look up the column number of the value in cell K6 in the range B5:H5. Note K6 contains a validation list that can be used to select various lookup categories.
Hint: The arguments of the INDEX are array (B6:H25), Row Number,Column Number. The purpose of the two MATCH functions is to look up the ROW number and COLUMN number. I suggest you do the first MATCH function to ensure it works and then nest it inside of the INDEX function. Then nest the second MATCH function in the INDEX function. To test the INDEX function, use the Data Validation list in cell J7 to select Employee_ID 31461 and select Salary in cell K6. Did it look up the correct salary for the specified employee number?
Click cell K11 and type FT. Click cell A28 and type Full Time Employees.
Use the Format Painter to apply the formatting from the cell A3 to the range A28:B28.
Hint: The Format Painter is located on the Home tab in the Clipboard group.
Use Advanced Filtering to restrict the data to only display FT employees based on the criteria in the range K10:K11. Place the results in cell A29.
Hint: Advanced Filtering is located on the Data tab in the Sort & Filter group.
Enter a database function (DCOUNTA) in cell K18 to determine the total number of FT employees. To complete the function, use the range A5:H25 as the database argument, cell E5 for the field, and the range K10:K11 for the criteria.
Hint: To access DATABASE functions, click insert function, and select Database from the function category menu.
Enter a database function in cell K19 (DSUM) to determine the total value of FT employee salaries. To complete the function, use the range A5:H25 as the database argument, cell H5 for the field, and the range K10:K11 for the criteria.
Hint: To access DATABASE functions, click insert function, and select Database from the function category menu.
Enter a database function (DAVERAGE) in cell K20 to determine the average FT employee salary. To complete the function, use the range A5:H25 as the database argument, cell H5 for the field, and the range K10:K11 for the criteria.
Hint: To access DATABASE functions, click insert function, and select Database from the function category menu.
Enter a database function in cell K21(DMAX) to determine the highest FT salary. To complete the function, use the range A5:H25 as the database argument, cell H5 for the field, and the range K10:K11 for the criteria.
Hint: To access DATABASE functions, click insert function, and select Database from the function category menu.
Format the range K19:K21 with Currency Number Format.
Hint: Currency Number Format is located on the Home tab in the Number Group.
Use PowerQuery to connect and open the Orders table in the eApp_Cap_Orders.accdb database. Use the Query editor to format column A with Date number format and load the table. Rename the worksheet Orders. Hint: Data can be imported using Get & Transform data tools located on the Data tab in the Get & Transform data group.
Adapt the previous step to connect and load the Warehouse table.
Hint: Data can be imported using Get & Transform data tools located on the Data tab in the Get & Transform data group.
Connect to, but don’t load the Inventory table from the eApp_Cap_Orders.accdb database.
Create the following relationships.
Relationship 1 Table Name Inventory
Column (Foreign) Warehouse
Table Warehouse
Column (Primary) Warehouse
Relationship 2
Table Orders
Column (Foreign)
Item_Number Table Inventory
Column (Primary)
Item_Number
Hint: Relationships are located on the Data tab in the Data Tools group.
Use PowerPivot to create a blank PivotTable on a new worksheet. Add the following fields to the PivotTable. Rows Warehouse: Location Warehouse: Warehouse Inventory: Item_Number Values Inventory: Current_InventoryInventory: Total_Value
Insert a Slicer based on Warehouse. Place the upper left corner of the Slicer inside the borders of cell F3.
Hint: Slicers are located on the Insert tab in the Filters group.
Create a 3D PowerMap that displays the location of all warehouses based on the City geographic type. Rename the worksheet Inventory. Hint: 3D Maps is located on the Insert tab in the Tours group.
Save and close the 3rd Excel Exam SU1 2021. Go to the Test Presentation Window. Upload the exam and submit it for grading
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The intent of this assignment is to guide the student through the legal analysis of a set of facts through the application of statutes (if any) and legal precedents (cases). Here is the scenario to analyze:
WallyWorld is a large amusement park that employs hundreds of workers and is located just off of Interstate 54. The workers are not members of any union. The amusement park itself is surrounded by large visitor parking lots that surround the park on all sides. There are signs posted prominently at various locations all throughout the park stating that the park is private property and that non-employee solicitation, canvassing, distribution of literature or trespassing of any kind is not permitted anywhere on the premises, including the parking lots. WallyWorld, on these signs, further reminds non-employees that there is no right of access to non-work areas, and that access is only permitted for the use of the park as a member of the public visiting for amusement park purposes.
Amusement Workers of the World, the AWW, is a union that seeks to represent amusement park workers. None of the WallyWorld workers are members of the AWW. The AWW has been trying in various ways to interest WallyWorld workers in joining the AWW. They have tried billboard advertising, trolling social media and various other publicity measures but have not yet succeeded in getting any authorization cards signed. They are aware that all of the WallyWorld workers park in one big parking garage that has entrances that enter and exit directly off of Interstate 54, so there is no public area at the parking garage where handbilling or informational picketing or any other means of active publicity can be engaged in by AWW organizers. The parking garage has the same postings against solicitation, trespassing and the like just like the rest of the park property. In frustration, the AWW one day enters the WallyWorld parking garage and proceeds to place AWW informational handbills on the windshields of worker cars while walking around wearing informational AWW placards. Many workers are coming and going while this is occurring.
Immediately upon detecting the presence of the AWW, WallyWorld security responds and orders the AWW organizers, none of whom work for WallyWorld, off the property. Security also confiscates all of the AWW’s handbills from the car windshields.
The AWW promptly files charges with the NLRB. You are the field examiner assigned to the case. What issues do you expect to see? Please analyze the merits of the case using the relevant laws and case precedents.
Here is the instruction I might give at the end of the scenario:
Please write an analysis of any legal issues that you identify in the preceding scenario. You must use the cases listed in the syllabus and as found in the book as the precedent for your jurisdiction. In other words, the primary source of your arguments as to how the facts will be resolved must be cases from the syllabus. Once you have developed your arguments with a case or cases you cite as precedent, you may add brief references to other cases that were discussed in notes between the cases we are treating as precedent, either to point out additional support for your argument or to point out how other courts have handled these types of cases in a different manner. Materials not found in the book may not be used in the paper.
Instead of the paragraph above, follow these instructions for this Legal Writing Exercise:
1. To get started with the assignment, provide a brief restatement of the general facts.
2. State an issue that you have identified that the AWW can raise, e.g., “The first issue raised by this scenario is whether…” You may want to add some facts specifically relevant to this issue if they weren’t included in your initial summary.
3. Next, you want to transition to discussing your first case that you will use as precedent to resolve the issue. There are any number of ways to make this transition. An example is found on page 184 at the beginning of the third full paragraph:
The latter issue was explored by the Supreme Court in NLRB v. Savair Mfg. Co., 414 U.S. 270, 94 S.Ct. 495, 38 L.Ed.2d 495 (1973). There, in the course of an organizing campaign…
One more example:
In NLRB v. Babcock & Wilcox Co., 222 F.2d 316 (1955), the court dealt with the issue of…”
And, if you tweak the citation slightly – NLRB v. Babcock & Wilcox Co., 222 F.2d 316 (1955) (hereinafter Babcock) – you leave no doubt about the shorthand version of the case when you refer back to it. For example, when you move to discussing another case, you might say, “Unlike the Babcock court, the court in [full citation of your next case] held that…” This avoids cumbersome repeat references to the longer citation for Babcock.
4. Once you cite the case, you next must present a summary of the relevant facts of the case you are citing. If you were using the Babcock case as your precedent, you would talk about the relevant details of that case, the issue the court decided, and its reasoning. You are making the case to the reader that the facts of the case being cited as precedent are similar enough to the scenario that it is proper to use the court’s holding and its reasoning to decide how to rule on the facts of the scenario.
5. The next step is to apply the precedent court’s reasoning and holding to the scenario. You might say, “Just like in the Babcock case, the employees in this case worked at…
6. This type of analysis is intended to be a discussion of all relevant information, so when you do an assignment, there may be multiple cases that tie in with the scenario. Just because you developed one case, that doesn’t necessarily mean you are done. This is your opportunity to show the reader how much you know about the topic from all the reading in the book. You might discuss several cases that go in different directions with the facts in the scenario.
7. In addition to responding with cases from the Table of Contents (“main” cases) that were covered, you may wish to add some of the cases that were referenced only briefly in the notes and materials between the main cases. Please give the full citation in the style I gave you (you will note that the full citation is always given for the case in those materials) and then whatever the information is that you wanted to mention. It is understood that you will not develop those cases the way you do the main cases. Please give a page number for such cases, e.g., “In NLRB v. Savair Mfg. Co., 414 U.S. 270, 94 S.Ct. 495, 38 L.Ed.2d 495 (1973), as discussed on page 184, the court held that…”
8. Be sure to remember that cases not found in the book may not be used in your analysis, and for cases such as Savair, which appears only in a brief discussion on a page in the book, you may use only the information given in that note about the case to respond to the scenario. There are three reasons for these restrictions. The first is that I do not have time to track down information I may never have read that is brought in from sources beyond the book. The second is that even a case mentioned in a note may be accurate as to what is said in the note, but no longer current precedent in terms of the other parts of the case, and that is of even greater concern if you use a search engine to find a case that uses similar language, and sounds good, but in fact is not current law. Lawyers spend a lot of time learning how to decide if a case is still valid before they rely on it, and we don’t have the time or resources to do that. Thus, we must limit ourselves to the book as the source of relevant precedent. The third reason is that the intent of the course is for you to read the book. Reliance on search engines to find cases that seem to respond to the facts of the scenario undermines my ability to assure that you are learning the materials covered in the book and the course.
9. For purposes of this assignment, you may stop your analysis once you have developed one Table of Contents (main) case in the manner described above. Go back and review your citations to make sure they are in the proper form/style. If you want to add some materials from the notes you may, but that is not required for this exercise.
11. Your case citations serve as your paper’s citations, so there is no need to cite the book other than to write something similar to “as discussed in note 3 on page 262” in the body of your writing if you are using note materials that don’t come from a case.
You recently listed and sold a home. The closing is scheduled for May 15. You have just received the Settlement Statement (HUD-1) from Halloween P.A. the settlement agent. Using the listing agreement, the sales contract, and the good faith estimate of settlement costs given by the lender at the time of application, you begin the review. You intend to visit both the sellers and the buyers to deliver the closing package early. As you review the sales contract, you should trace all items to the HUD-1 and check off each as you do so.
The names of the buyers as listed on the contract are Barbara and Bob Buyers located at 1235 Way, Fort Lauderdale, FL 11115. The sellers’ legal names, taken from their deed when you first took the listing, are Mortisha and Gomez Sellars located at 6006 Scary Drive, Fort Lauderdale, FL 11110. The Buyer’s new loan they have taken has a principal balance of $125,000. Fill in the boxes in Section “B” with information if not provided.
Expenses Paid from Borrower’s Funds at Settlement (Page 2) Section 800: The lender charged 1% for discount points and 1% for the loan origination fee. The Buyers paid an appraisal fee of $400 at the time of loan application (POC). The good-faith estimate of settlement costs given by the lender at the time of application shows a $75 credit report fee, and $35 for an amortization schedule.
Section 900: The Buyers must prepay interest on the loan from May 15 through May 31 because the first payment on the new mortgage is not due until July 1. The Buyers will purchase a one-years hazard insurance policy from Trick or Treat Insurance for $840.
Section 1000: The lender requires that an escrow account be set up with two months’ advance hazard insurance deposit, two months’ advance mortgage insurance ($400 annual premium), and nine months’ advance property taxes based on an estimate of $2,200 annually.
Section 1100: The buyers will pay $2,000 for title insurance.
Section 1200: The estimate also shows recording fees of $15.00 for the deed and $50 for the mortgage, the documentary stamp tax on the note, and intangible tax on the mortgage. Release cost of $10.50.
Section 1300: The Buyers will pay the survey fee of $300 to All Corners Surveyor. There was a repair to fix the floor that the Seller’s will pay of $400.
Expenses Paid from Seller’s Funds at Settlement (page 2) Section 700: The listing agreement shows that the seller will pay a commission of 7% to Realty Monsters. It will not be split with a cooperating brokerage firm. Check to see that the brokerage fee has been calculated correctly.
Section 1200: The Sellars have agreed to pay $10.50 for recording the satisfaction of the existing mortgage. Section 1300: The Sellars have agreed to pay Floor Repair $400 to fix the floor to the property.
The contract sales price is $120,000 (lines 101 and 401). Bring forward the total settlement charges to borrower from page 2, line 1400, to line 103. Bring forward the total settlement charges to seller from page 2, line 1400, to line 502. County taxes are estimated to be $2,100 annually. The day of closing is charged to the buyer. Please check the proration on lines 107 and 407. The Buyers gave a $10,000 earnest money deposit (line 201). The new mortgage is for $119277.96 at 7.5% interest (line 202). The payoff for the existing first mortgage is $50,000, including interest (line 504). When all items are checked, enter subtotals into lines 120, 220, 420, and 520. Carry subtotals from those lines to lines 301, 302, 601, and 602. Enter totals on lines 303 and 603.
On page 3, fill in the Good Faith Estimate section with any number. However, carryover the numbers in the HUD-1 section as directed.
Make sure the items in the “Loan Terms” section is filled in. Fill in the initial monthly amount owed (does not include mortgage insurance or taxes). Locate a mortgage calculator online and input the information needed to determine the principal amount.
Mark “No” for the boxes in the Loan Term section and there are no monthly escrow payments.
Review your HUD-1 Settlement Statement for errors.
Attached is a Fact Sheet for your HUD-1 Settlement Statement project. Please read the facts carefully and fill in the information on the HUD-1 Settlement Statement. Please use the HUD website located at http://www.hud.gov (Links to an external site.) and follow the directions in Chapter 13 of your textbook, page 419, to locate and access a fillable HUD-1 Settlement Statement.
You will also need to use a mortgage calculator for this assignment. Please research and locate one online.
ISDS 361B Term Project: Forecasting Sales The Karrie Restaurant is located in Portland Oregon. The restaurant has just completed its third year of operation. During this time, the owner sought to establish a reputation for the restaurant as a high quality during the establishment that specializes in fresh seafood. The efforts made by the owner and her staff have proven successful, and her restaurant has become one of the best and fastest growing restaurants January 263 282 The owner has concluded that, to plan better for the growth of the restaurant in the future, she needs to develop a system that will enable her to forecast food and beverage sales. Owner has the following data on total food and beverage sales for the 3 years of operation. Food and Beverage Sales for the Karrie Restaurant ($1000) Month First Year Second Year Third Year 242 February 238 March 247 April May June July August September October 148 November 152 December 206 235 110 230 Managerial Report 1. Graph the Time Series and analyze the graph. 2. Analyze the data using the Time Series Models and identify the Best Model. Support your answer. 3. An analysis of the seasonality of the data. Indicate the seasonal indexes for each month, and comment on the high and low seasonal months. Do the seasonal Indexes make intuitive sense? Discuss. 4. Is the Best Model produces in-control forecast errors? Perform the test and discuss the results. 5. Use the Best Model to forecast sales for January of the 4 year. 6. Assume that January sales for the year turned out to be $295,000. What is your forecast error? If this error is large, what can you do to get a more accurate forecast. 7. Include detailed calculations of your analysis and Excel coples in the appendix of your report. 8. Your report should include: • A cover page which clearly shows your name and the project. A short introduction paragraph that gives the background of your study and brief summary of what you have done in the report • A discussion section covering the different analyses you have carried out and comments on the results, A conclusion section that wraps up and give recommendations based on your analyses