A Sweet Breakfast Memory That Connects With the Wrong Market https://www.nytimes.com/2014/11/13/business/smallbusiness/cow-wow-cereal-milk-connects-with-wrong-market.html
Write a summary of the case study that is about two pages. Research and describe at least 3 technologies that could be used to support or enhance the business in the case study. Your paper should include at least 3 references from peer-reviewed journals associated with how other companies are using the 3 technologies you are recommending. Your paper should be in APA format and at least 3 pages, not counting the title page and reference pages. Make sure you have in-text citations and a reference page. You will use this paper as part of your IS strategy for week 7. The technologies you choose will be part of the return on investment analysis for this week’s discussion board.
Make sure on your references page you include a reference with the URL to the case study you chose, in addition to at least 3 references from peer-reviewed journals.
Please watchCreating Winning IT Strategies video, ( https://www.youtube.com/watch?v=QbyJY9KlrtM&feature=youtu.be )which describes how to create an IT strategy. Because the PowerPoint slides in the video are a little hard to read, a copy of the slides is attached here: Gartner-IT Strategy.pptx
In developing your recommendations for the case study this week, please refer to the resources from previous weeks. You can reference these resources in your paper, but you must also reference at least 3 peer-reviewed articles
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Choose one of the following prompts to answer in your thread. As part of your thread include how your biblical world view would influence this topic.
Describe and discuss the private equity market. How does this market influence M&A transactions that occur today?
Describe and discuss the private equity business model. What are some of the advantages and disadvantages of this model?
Discuss the following statement: “Private equity returns outperform the market”.
In the late 80’s there was a collapse of the junk bond market. Discuss and describe some of the reasons for the collapse and whether this collapse could have been prevented.
Describe and discuss the role the leveraged loan market plays in M&A transactions.
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Premium papers. We provide the highest quality papers in the writing industry. Our company only employs specialized professional writers who take pride in satisfying the needs of our huge client base by offering them premium writing services Describe and discuss the private equity market. How does this market influence M&A transactions that occur today?
ACE Inc. Market Cap is $ 2,000,000. There are 400,000 outstanding shares. Net Income (Earnings) is $100,000. Dividend per share is $ 0.30
What is Price to Earnings Ratio
ACE Inc. Market Cap is $ 2,000,000. There are 400,000 outstanding shares. Net Income (Earnings) is $100,000. Earning are expected to grow at 5 percent. Dividend per share is $ 0.30 .
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Premium papers. We provide the highest quality papers in the writing industry. Our company only employs specialized professional writers who take pride in satisfying the needs of our huge client base by offering them premium writing services ACE Inc. Market Cap is $ 2,000,000. There are 400,000 outstanding shares. Net Income (Earnings) is $100,000.
ACE Inc. Market Cap is $ 2,000,000. There are 400,000 outstanding shares. Net Income (Earnings) is $100,000. Dividend per share is $ 0.30
What is Price to Earnings Ratio
ACE Inc. Market Cap is $ 2,000,000. There are 400,000 outstanding shares. Net Income (Earnings) is $100,000. Earning are expected to grow at 5 percent. Dividend per share is $ 0.30 .
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The four experiences listed in the HBR article can be broken down into four main points: Creating a Culturally Sensitive Corporation, Diversifying Talent to Suit the Market, Standardizing HR Practices Around the World, and Shifting the Focus to Emerging Markets.
I believe that through all four shared experiences there are similar key takeaways. One is that HR practices need to be flexible as Shane Tedjarati discusses the global strategy for Honeywell, we see that in their strategy the needed to be flexible. The board members needed to open their minds to seeing things from a different perspective in order to make their mark in new regions. Luc Minguet also references flexibility in its training of managers. This flexibility can also be used in how we interact with one another. Management especially needs to have an understanding on how to speak with employees who may have different cultural backgrounds. If a company is going to be entering the global market, they need to be trained on how to change their approaches to suit the culture of that country. They cannot have a universal approach. Eduardo Caride talks about moving managers across borders. Managers would need to be flexible with making the move to other countries. As Caride notes, this always new management to change some of the mindsets of the local employees. It can help them to see other perspectives and be open to new ideas. Takeo Yamaguchi’s talk about standardizing HR practices discusses using new systems and idea of creating the same performance management across all business units. This change requires employees to become comfortable with a big change. Again, flexibility comes into play. This time it is in an effort to make HR more streamlined and fair for all.
I think the take away’s from this article can apply to domestic HR as well. Flexibility, open-mindedness, training and creating standardized HR practice is valuable to all companies. If the company is domestic only the application of these ideas will be a little different then those expressed in the article but they have the same result. They will create a better company culture, increased markets and a more effective HR department as well as a more successful company overall.
2) The four experiences discussed in the HBR article all come down to two things, communication, and active listening. All four discussions posed a difficulty in their global organizations. When sending expatriates to manage in their other locations, one of the largest benefits to success was sharing information with others that can benefit the company as well as informing others about one’s management style so those around them understand. Once these points were established, the expatriates listen to how those in the foreign country work to understanding the new culture. This assists both the new management team or the expatriate and the employees to understand and adapt to their new work environment. We can use the information from these prior experiences to benefit purely domestic US organizations. While we cannot change the fact that US employees respond better to sugarcoated negative feedback, we can use the other experiences listed as beneficial information. Organizations can always benefit from communication and active listening. Knowing that employees working in a domestic US organization are US citizens, there are times we find that employees are not from the same zip code the organization is located or that the service/product is sold. So, when looking into why one product sells better in one area vs. another area in the US we must investigate the environment, those who surround the stores we sell and so on. To explain my point from my own personal experience; I live in Hammonton, nicknamed “the blueberry capital of the world”, a place where you cannot drive a mile without seeing a farm or know someone who does not have one. I have a farm, my best friend has one, my property is lined by the property of a farm owned by another farmer that lines up next to another farmer’s land. Most of the kids’ first jobs in this town is blueberry picking, as was mine. A farmer on the opposite side of town opened a blueberry farm where you pay the farm to go and pick your own blueberries. I have personally never seen a car there except for the weekend and it has mostly been three cars there. I always wonder “Why would I, pay you, to work for you?” However, the reason the weekends have any customers at all is because people from out-of-town drive there to enjoy this “experience”. One could imagine that if a self-pick farm was placed in an area that was not entirely populated with farmland, it would bring in so much more money because it would be a new experience to the community that surrounds it. Otherwise, if you are not from the area and live under a rock, you may not understand this concept because you did not grow up doing that job
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Assignment Instructions Assignment marks: 75 | Presentation and referencing marks: 5 Total marks: 80 Total word limit: 4,100 words Weighting: 40% Download and use the Assignment Answer Template provided in KapLearn to complete your assignment. Your assignment should be loaded into KapLearn by 11.30 pm AEST/AEDT on the due date. Refer to ‘Time remaining’ on the ‘Assignment’ page in KapLearn to ensure you submit your assignment by the specified due date and time. Learning outcomes (LO) mapping Marks LO1 Explain the interrelationships of the major domestic and global market sectors. 20 LO2 Explain the role of intermediaries in financial markets. 7 LO3 Assess the changes and impact of key economic and financial indicators on the Australian financial markets. 19 LO4 Assess the changes and impact of government and monetary policy on the Australian financial markets. 8 LO5 Compare how the different asset classes are used and traded. 15 LO7 Analyse current issues driving domestic and global financial markets in a given scenario. 6 Research, presentation and/or referencing 5 Total marks 80 Assignment details • This assignment covers Topics 1 to 7 and accounts for 40% of your final grade. • There are two (2) sections in this assignment: – Section A comprises three (3) short-answer questions worth a total of 50 marks. – Section B comprises two (2) questions worth a total of 25 marks. Answer all questions. • Marks will be awarded for presentation and referencing. • You are required to conduct research beyond the FIN101 subject materials to assist you in answering some of the assignment questions. • Refer to the Criteria-Based marking Guide for guidelines on what is expected for each question. • Full workings must be shown for all calculations. Show all calculations in the text of your assignment and not attached as an appendix. Appendices to the assignment will not be read. • Answers are to be in your own words. Reference and cite all your sources (within the text of your answer) when quoting or using material from external sources. Include a reference list at the end of your assignment. For further information on referencing, refer to the ‘Referencing and Research’ page in the ‘Build Your Skills’ hub in KapLearn. • Indicative weightings are noted beside each question. Use these weightings to assist you with your allocation of time and resources. The weightings indicate the relative importance of each question. • State all assumptions used in providing your answer. Policies • The overall word limit for the assignment is 4,100 words. Marks will only be awarded for answers up to the word limit (plus 10%) for each question. Any material written after this will not be counted towards your mark for that question. Headings, quotes and references within the body of the answer are included in the word count. Numerical tables, calculations, and reference lists are not included. For more information on word counts and their rationale, go to Assessment ? Assignment ? Assessment Preparation Guide. • The Assessment Preparation Guide contains information about format and presentation, word limits, citations and referencing, collusion, plagiarism and other policies, useful resources, submitting your assignment and accessing your results. • Follow the Harvard referencing style as recommended in Kaplan Australia: Harvard Referencing Guide located on the ‘Referencing and Research’ page in the ‘Build Your Skills’ hub in KapLearn. • Requests for special consideration or information pertaining to special consideration written in the body of the assignment will not be considered by the assessor. Refer to the ‘special consideration’ section of the Assessment Policy on Kaplan’s website for more information. Assignment presentation and referencing (5 marks) You are required to research beyond the subject notes in answering the questions in this assignment. Reference and cite all your sources when quoting or using material from external sources. Include a reference list at the end of your assignment. You are required to: • use appropriate presentation and format for your assignment • demonstrate independent research and analysis • demonstrate appropriate use of relevant references • follow the Harvard referencing style as recommended in Kaplan Australia: Harvard Referencing Guide available from the ‘Build Your Skills’ hub in KapLearn • include a reference list at the end of your assignment following the recommended referencing style • adhere to the assignment word limit. Criteria-Based Marking Guide for presentation and referencing The Criteria-Based Marking Guide (CBMG) provided at the end of each question is designed to assist students to understand what is expected of them in each question and to let you know how their performance will be judged. It provides advice about the criteria used in the marking of the question and what discriminates between an excellent, satisfactory and unsatisfactory answer. The below CBMG outlines the expectations for presentation and referencing in this assignment. Excellent (Mark range: 4–5 marks) Satisfactory (Mark range: 2.5–3.5 marks) Unsatisfactory (Mark range: 0–2 marks) • clear and appropriate assignment layout and structure • adheres to assignment and question word limits • clear evidence of independent research and analysis incorporated throughout assignment • appropriate use of referencing • accurate use of Harvard referencing style • comprehensive reference list provided at end of assignment • adequate assignment layout and structure • adheres to assignment and question word limits • some evidence of independent research and analysis • appropriate use of referencing • use of Harvard referencing style • reference list provided at end of assignment • poor assignment layout and/or structure • assignment is significantly under or over the word limit • no demonstrated independent research or analysis • no use of references • referencing does not use Harvard referencing style • no or inadequate reference list provided at end of assignment Section A There are three (3) short-answer questions in this section worth 50 marks. Answer all questions. Section A of the assignment relates to the information presented in the ECC case study. Refer to the case study on the assessment page and the feedback you received for Analysis Task before attempting this assignment. Question 1 Global influences on individual companies (15 marks | Word limit: 900 words) LO1 Explain the interrelationships of the major domestic and global market sectors LO2 Explain the role of intermediaries in financial markets LO3 Assess the changes and impact of key economic and financial indicators on the Australian financial markets You have been asked by the board to build upon the preliminary work that you performed earlier for James and David; collating those notes into a more thorough briefing pack. The board is interested in two key areas: (a) In the context of ECC having to choose between the Indonesian Investment and thus becoming IPC, or the acquisition and thus becoming ECR; discuss the key domestic and global financial drivers applicable to both scenarios, explaining the key interrelationships that exist between domestic and international markets. (10 marks — 600 words) (b) Given the above response, the board is concerned about recent high growth in Australia and is nervous about any RBA intervention. In the context of the above, comment on how your views in (a) may change if we start to see the RBA increasing rates steadily over the coming two years. (5 marks — 300 words) Note: You should build upon your answers from the analysis task. marks are awarded for your justification and research into the topic. Use the start date of your study period as your base. Criteria-Based marking Guide for Question 1(a)–(b) Excellent (Mark range: 11–15 marks) Satisfactory (Mark range: 7.5–10.5marks) Unsatisfactory (Mark range: 0–7 marks) • draws on advantages and disadvantages listed in analysis task • has clearly stated an opinion on ECC expansion with comprehensive justification discussing the key domestic and global financial drivers applicable to both scenarios and explaining the key interrelationships that exist between domestic and international markets • clearly shown evidence supporting their justification • evidence is supported with extensive independent research • draws on advantages and disadvantages listed in analysis task • has stated an opinion on ECC expansion with some justification adequately discussing the key domestic and global financial drivers applicable to both scenarios and explaining the key interrelationships that exist between domestic and international markets • has shown some evidence supporting their justification • evidence is supported with some independent research • does not draw on advantages and disadvantages listed in analysis task • has not stated an opinion on ECC expansion and/or with little (or no) justification discussing the key domestic and global financial drivers applicable to both scenarios and explaining the key interrelationships that exist between domestic and international markets • little (or no) evidence to support their justification • little (or no) evidence supported by independent research
Question 2 Impact of economic growth (25 marks | Word limit: 1,000 words) LO1 Explain the interrelationships of the major domestic and global market sectors. LO3 Assess the changes and impact of key economic and financial indicators on the Australian financial markets. At a recent board meeting, many of the board members raised concerns regarding the outlook for global economic growth as well as the possibility that ECC’s contracts with China will not achieve the scale of the projected profitability. Note: Use the start date of your study period as your base. (a) Evaluate the outlook for global economic growth over the next twelve months. In your answer include a percentage forecast for global economic growth. Within your evaluation, you should discuss: • how markets are interrelated, and can directly impact upon each other • what impact this has on the global commodities market, with particular attention to the energy markets, given this macro-economic global view, and your stated perspective on China • any currency impacts this may have on the Australian dollar, the Indonesian Rupiah, and the Chinese RMB. (15 marks — 500 words) (b) (i) The Chinese economy has changed drastically since the early 2000’s. As a result, Chinese Government authorities are presently in the process of restructuring their economy. The board would like to understand what this restructuring is; what this means for the future of Chinese economic growth; and what sectors of the domestic and international economy will be impacted. Briefly explain: • what this restructuring is • what this means for the future of Chinese economic growth, and • what sectors of the domestic and international economy will be impacted? (4 marks — 200 words) (ii) Given these changes as anticipated, what do you anticipate these forecasts mean for ECC as a board. Explain what impact these changes will have on ECC, on Australian financial markets, and other related markets (such as commodities)? (6 marks — 300 words) Criteria-Based Marking Guide for Question 2(a)–(b) Excellent (Mark range: 19–25 marks) Satisfactory (Mark range: 12.5–18.5 marks) Unsatisfactory (Mark range: 0–12 marks) • forecasts provided with comprehensive evaluation on the outlook for global economic growth • comprehensive discussion on restructuring of the Chinese economy, its influence of the future of Chinese economic growth, and the sectors of the domestic and international economy • accurate explanation is provided on the impact of changes in Chinese economic restructure on ECC, on Australian financial markets, and other related markets (such as commodities) • forecasts provided with basic evaluation the outlook for global economic growth • basic discussion on restructuring of the Chinese economy, its influence of the future of Chinese economic growth, and the sectors of the domestic and international economy • appropriate explanation is provided on the impact of changes in Chinese economic restructure on ECC, on Australian financial markets, and other related markets (such as commodities) • incorrect, incomplete or no evaluation on the outlook for global economic growth • poor or no discussion on restructuring of the Chinese economy, its influence of the future of Chinese economic growth, and the sectors of the domestic and international economy • poor or no explanation is provided on the impact of changes in Chinese economic restructure on ECC, on Australian financial markets, and other related markets (such as commodities)
Question 3 Influences exchange rates (10 marks | Word limit: 900 words) LO1 Explain the interrelationship of the major domestic and global market sectors. LO7 Analyse current issues driving domestic and global financial markets in a given scenario. Assume that the ECC Board has decided to stay with the commodity they know best and are in the process of purchasing the Indonesian Coal Mine and becoming Indo-Pacific Coal (IPC). Prior to the purchase of the mine, the Australian Dollar has depreciated; in the main due to a sharp appreciation of the US dollar. ECC are still committed to the purchase. The funding for the purchase has been approved by way of an offshore loan arranged by a consortium of banks and will be denominated in USD. Brief the board on the following: • The impact of the appreciating US dollar on IPC, including the impact on the company’s profit and loss and their balance sheet. (4 marks — 350 words) • The impact of the appreciating US dollar on the broader international markets (including the FX, interest rate and commodity markets). (4 marks — 350 words) • Any indicative solutions/strategies which IPC need to consider (note: please do not go into specific hedging strategies). (2 marks — 200 words) Criteria-Based Marking Guide for Question 3 Excellent (Mark range: 7.5–10 marks) Satisfactory (Mark range: 5–7 marks) Unsatisfactory (Mark range: 0–4.5 marks) • clear understanding of foreign exchange markets and how currency fluctuations will affect the investment decision • correctly identifies the risks and advantages associated with foreign investment • comprehensive discussion of all factors affecting ECC’s operations domestically and abroad • indicative solutions/strategies are provided • some understanding of foreign exchange markets and how currency fluctuations will affect the investment decision • correctly identifies some of the risks and advantages associated with foreign investment • some discussion of all factors affecting ECC’s operations domestically and abroad • some indicative solutions/strategies are provided • basic/no understanding of foreign exchange markets and how currency fluctuations will affect the investment decision • does not identify the risks and advantages associated with foreign investment • basic/no discussion of all factors affecting ECC’s operations domestically and abroad • indicative solutions/strategies are not provided/ incorrect Section B There are two (2) short-answer questions in this section worth 25 marks. Answer all questions. Question 4 Asset classes (15 marks | Word limit: 700 words) LO5 Compare how the different asset classes are used and traded. Assume you are a financial adviser. You have been approached by a ‘wholesale’ client who has accumulated sufficient investible funds to consider establishing their own personal investment portfolio. This client has now asked for a detailed report from you regarding investment options. Your client has asked you to provide an analysis of each of the four asset classes below. Focus briefly on the current factors impacting each market, their anticipated returns, and the associated risks (if any) in each. The four asset classes to consider are: 1. cash 2. fixed interest 3. equity (using the All Ords Index as your benchmark) 4. property (using the A-REIT Index as your benchmark). Your answer an explanation of correlation (or non-correlation) between the asset classes (if any). Conclude your answer with a forecast of which asset class overall you believe will provide the best returns for the period, justifying your opinion based on your forecast and associated justification. (15 marks — 700 words) Criteria-Based Marking Guide for Question 4 Excellent (Mark range: 11–15 marks) Satisfactory (Mark range: 7.5–10.5 marks) Unsatisfactory (Mark range: 0–7 marks) • correct estimated percentage forecast of returns for each asset class is provided • a comprehensive explanation of correlation of returns • concluding statement about the best forecast is provided with well-supported justification • a mostly correct estimated percentage forecast of returns for each asset class is provided • a mostly correct explanation of correlation of returns • concluding statement about the best forecast is provided with some justification • incorrect or incomplete estimated percentage forecast of returns for each asset class is provided • little or no explanation of correlation of returns • concluding statement about the best forecast is not provided or poor or no justification is provided Question 5 Influence of Monetary and Fiscal Policy (10 marks | Word limit: 600 words) LO2 Explain the role of intermediaries in financial markets. LO4 Assess the changes and impact of government and monetary policy on the Australian financial markets. It is critical to understand how governments and central banks react to domestic and international global events. Consider the following: (a) In an overheating economy, what steps should the Reserve Bank of Australia take to stabilize the economy? In your answer, discuss issues which may impact the success of these measures. (5 marks — 300 words) (b) When an economy faces a sudden downturn, what action can the government take to alleviate this issue? In you answer define fiscal policy and discuss the primary fiscal policy tool used by the government. (5 marks — 300 words) Note: You should build upon your answer to the Analysis task and the feedback provided by the assessor. Criteria-Based Marking Guide for Question 5(a)–(b) Excellent (Mark range: 7.5–10 marks) Satisfactory (Mark range: 5–7 marks) Unsatisfactory (Mark range: 0–4.5 marks) • comprehensive outline of policy measures employed by RBA • comprehensive outline of policy measures employed by the government • clear understanding of the underlying concepts behind monetary policy in Australia • clear understanding of the underlying concepts behind fiscal policy in Australia • answer is well supported and explained with independent research including references • adequate outline of policy measures employed by RBA • adequate outline of policy measures employed by the government • clear understanding of the underlying concepts behind monetary policy in Australia • clear understanding of the underlying concepts behind fiscal policy in Australia • answer is supported and explained with some independent research including references • limited outline of policy measures employed by RBA • limited outline of policy measures employed by the government • basic/no understanding of the underlying concepts behind monetary policy in Australia • basic/no understanding of the underlying concepts behind fiscal policy in Australia • answer is not supported and explained with independent research including references Ready to submit? ? I have completed my assignment using Word. ? I have completed my assignment using Calibri, Arial, Times New Roman or Verdana fonts and a minimum font size of 10 points. ? I have added my Student No. and word count on the Assignment Answer Template. ? I have saved the file to be uploaded as: StudentNo_FIN101_AAT_v14A3. ? Each question of my assignment is within the word limit for that question and adheres to the guidelines in the Assessment Preparation Guide. ? My assignment file size is no larger than 20 MB. ? If tables were required, they are visible as text, not as links or images. ? I have shown all workings and calculations as instructed. ? I have referenced and cited all source materials using the Harvard referencing style and, if required, included a reference list at the end of my assignment. ? I have submitted my assignment as one (1) Word or PDF file as per the instructions in KapLearn
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Compose a 1750 words assignment on agreements in the package holiday industry and market opportunities. Needs to be plagiarism free!
Package holidays are normally organized and structured by tour operators. These are the individuals or groups of people who put together different holiday elements into one package (Ryan, 1989). They then sell these packages directly to members of the public or indirectly through travel agents. Different holiday packages have different costs, depending on how they are structured. A normal package holiday may include the following:
•Accommodation
•Flights
•Meals
•Transfers
Other elements of a package holiday can include: in-flight tickets, park tickets, ferry crossings and ski passes.
Accommodation is normally offered by hotels or hostels in various tourism destinations. Transport is normally offered either by chartered or scheduled flight services. In the package industry, meals are normally offered on a board basis. This means that the tourist is offered meals depending on the type of board he takes up. Different types of board offered by package tour services include:
•Room only where there are no meals available
•Bed and breakfast where only breakfast is provided
•Half board where breakfast and an evening meal are the only meals provided
•Full board where the tourists can get three meals in a day: breakfast, lunch and an evening meal
•All or fully inclusive which normally includes three meals a day, soft drinks, snacks and locally available alcoholic drinks
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Many individuals have been to a corner market in a city and noticed soggy lettuce, a moldy cucumber or other far from fresh produce being offered to that community in that specific area. Until now, many may not have known that this is what is referred to as a Food Desert.
Why is it that we do not see similar grocery stores in these areas as we do in more rural communities?
As a result, what does this do to the health and well-being of the thousands of people living in that community?
Discuss Food Deserts in this Discussion Thread focusing on why they exist in the first place and how we can improve the situation for generations to come
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Enjoy Please Note-You have come to the most reliable academic writing site that will sort all assignments that that you could be having. We write essays, research papers, term papers, research proposals. Many individuals have been to a corner market in a city and noticed soggy lettuce, a moldy cucumber or other far from fresh produce being offered to that community in that specific area
Compose a 1750 words assignment on agreements in the package holiday industry and market opportunities.
Package holidays are normally organized and structured by tour operators. These are the individuals or groups of people who put together different holiday elements into one package (Ryan, 1989). They then sell these packages directly to members of the public or indirectly through travel agents. Different holiday packages have different costs, depending on how they are structured. A normal package holiday may include the following:
•Accommodation
•Flights
•Meals
•Transfers
Other elements of a package holiday can include: in-flight tickets, park tickets, ferry crossings and ski passes.
Accommodation is normally offered by hotels or hostels in various tourism destinations. Transport is normally offered either by chartered or scheduled flight services. In the package industry, meals are normally offered on a board basis. This means that the tourist is offered meals depending on the type of board he takes up. Different types of board offered by package tour services include:
•Room only where there are no meals available
•Bed and breakfast where only breakfast is provided
•Half board where breakfast and an evening meal are the only meals provided
•Full board where the tourists can get three meals in a day: breakfast, lunch and an evening meal
•All or fully inclusive which normally includes three meals a day, soft drinks, snacks and locally available alcoholic drinks.
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Customer satisfaction- Customer satisfaction. We have an outstanding customer care team that is always ready and willing to listen to you, collect your instructions and make sure that your custom writing needs are satisfied
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